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	<title>Ready To Be Rich &#187; Reader Mail</title>
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	<link>http://fitzvillafuerte.com</link>
	<description>Business, Investments and Personal Finance</description>
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		<title>Reader Mail #20: Personal, Housing and Business Loans in the Philippines</title>
		<link>http://fitzvillafuerte.com/reader-mail-20-personal-housing-and-business-loans-in-the-philippines.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-20-personal-housing-and-business-loans-in-the-philippines.html#comments</comments>
		<pubDate>Fri, 05 Aug 2011 06:40:02 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Reader Mail]]></category>
		<category><![CDATA[business loan]]></category>
		<category><![CDATA[house loan]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[personal loan]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3525</guid>
		<description><![CDATA[I usually receive around three text messages every week from numbers I don&#8217;t know &#8211; all offering personal loans from different commercial banks. Sometimes, their offers are very tempting&#8230; terms such as &#8220;no collateral&#8221;, &#8220;instant approval&#8221; and many others would really make you consider applying. I myself have wondered at times how I could leverage [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-20-personal-housing-and-business-loans-in-the-philippines.html">Reader Mail #20: Personal, Housing and Business Loans in the Philippines</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Reader Mail #19: Some Personal Questions, Answered</title>
		<link>http://fitzvillafuerte.com/reader-mail-19-some-personal-questions-answered.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-19-some-personal-questions-answered.html#comments</comments>
		<pubDate>Thu, 09 Jun 2011 21:55:47 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Reader Mail]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3445</guid>
		<description><![CDATA[Through the years, I&#8217;ve received a lot of emails from readers asking me various questions and advise on business, investments and finance. Once in while, however, I get curious personal questions which I try to answer the best I could without giving &#8220;too much information&#8221; about my life, for obvious reasons. Below now, are some [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-19-some-personal-questions-answered.html">Reader Mail #19: Some Personal Questions, Answered</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>22</slash:comments>
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		<item>
		<title>Reader Mail #18: Smart Money Moves With Your Savings</title>
		<link>http://fitzvillafuerte.com/reader-mail-18-smart-money-moves-with-your-savings.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-18-smart-money-moves-with-your-savings.html#comments</comments>
		<pubDate>Wed, 13 Apr 2011 21:40:40 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Reader Mail]]></category>
		<category><![CDATA[investing guide]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3346</guid>
		<description><![CDATA[I always say that the very first thing you should do if you want to achieve financial freedom is to learn how to save money. Be frugal, pay yourself first, avoid unnecessary expenses &#8211; it&#8217;s just some of the things you can do to start building your wealth. And after a few months, or even [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-18-smart-money-moves-with-your-savings.html">Reader Mail #18: Smart Money Moves With Your Savings</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/reader-mail-18-smart-money-moves-with-your-savings.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Reader Mail #17: I Want To Quit My Job And Start A Business</title>
		<link>http://fitzvillafuerte.com/reader-mail-17-i-want-to-quit-my-job-and-start-a-business.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-17-i-want-to-quit-my-job-and-start-a-business.html#comments</comments>
		<pubDate>Sat, 29 Jan 2011 05:08:04 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Reader Mail]]></category>
		<category><![CDATA[business start-up]]></category>
		<category><![CDATA[business startup]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3240</guid>
		<description><![CDATA[Do you want to quit your job and start your own business? DON&#8217;T &#8211; because it should work the other way around. You should first try start your own business, then later on &#8211; quit your job. These and more are some of the advise I gave in today&#8217;s edition of Reader Mail. But before [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-17-i-want-to-quit-my-job-and-start-a-business.html">Reader Mail #17: I Want To Quit My Job And Start A Business</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Reader Mail #16: On New Directions</title>
		<link>http://fitzvillafuerte.com/reader-mail-16-on-new-directions.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-16-on-new-directions.html#comments</comments>
		<pubDate>Thu, 05 Aug 2010 07:52:12 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Inspirations and Motivations]]></category>
		<category><![CDATA[Mindsetting]]></category>
		<category><![CDATA[Reader Mail]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2821</guid>
		<description><![CDATA[My life has so far been a series of ups and downs with twists and turns. It&#8217;s been a journey of multiple successes and big failures, of dead-end roads and open fields. Through all these years, what has always kept me going is the proper mindset, discipline, belief and determination that in the end, I [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-16-on-new-directions.html">Reader Mail #16: On New Directions</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/reader-mail-16-on-new-directions.html/feed</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Reader Mail #15: On Finding Work, Investing and Family Finances</title>
		<link>http://fitzvillafuerte.com/reader-mail-15-on-finding-work-investing-and-family-finances.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-15-on-finding-work-investing-and-family-finances.html#comments</comments>
		<pubDate>Fri, 18 Jun 2010 08:30:29 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Reader Mail]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[financial support]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2654</guid>
		<description><![CDATA[Welcome to the fifteenth edition of Reader Mail. This is where I post the questions I receive from my readers and share with you the answers and advise I gave to them. For today, we&#8217;ll discuss the topics of finding work, investing and family finances. Note that the names of the senders have been made [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-15-on-finding-work-investing-and-family-finances.html">Reader Mail #15: On Finding Work, Investing and Family Finances</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/reader-mail-15-on-finding-work-investing-and-family-finances.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Reader Mail #14: Help Me Get Out of Credit Card Debt</title>
		<link>http://fitzvillafuerte.com/reader-mail-14-help-me-get-out-of-credit-card-debt.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-14-help-me-get-out-of-credit-card-debt.html#comments</comments>
		<pubDate>Mon, 19 Apr 2010 23:15:33 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Reader Mail]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2485</guid>
		<description><![CDATA[Recently, I received an email from a reader who is really set on getting out of her credit card debts. I replied back with quite a lengthy response and thought I would share with you my advise to her. I hope that through this, I would be able to help others who are likewise having [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-14-help-me-get-out-of-credit-card-debt.html">Reader Mail #14: Help Me Get Out of Credit Card Debt</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/reader-mail-14-help-me-get-out-of-credit-card-debt.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Reader Mail #13: Business Names, Multi-Level Marketing and Franchise Businesses</title>
		<link>http://fitzvillafuerte.com/reader-mail-13-business-names-multi-level-marketing-and-franchise-businesses.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-13-business-names-multi-level-marketing-and-franchise-businesses.html#comments</comments>
		<pubDate>Thu, 18 Mar 2010 00:47:35 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Reader Mail]]></category>
		<category><![CDATA[business name]]></category>
		<category><![CDATA[franchise business]]></category>
		<category><![CDATA[franchising]]></category>
		<category><![CDATA[multilevel marketing]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2386</guid>
		<description><![CDATA[It&#8217;s time for another Reader Mail, an ongoing series where I answer your personal finance, business and investing questions which was sent through my email. For today, we&#8217;ll talk about business names, multi-level marketing and franchise businesses. I&#8217;m sharing these because I know, some of you might have the same questions in your mind and [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-13-business-names-multi-level-marketing-and-franchise-businesses.html">Reader Mail #13: Business Names, Multi-Level Marketing and Franchise Businesses</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/reader-mail-13-business-names-multi-level-marketing-and-franchise-businesses.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Reader Mail #12: Gasoline Station Business ROI Computation and Sari-Sari Store Business Management</title>
		<link>http://fitzvillafuerte.com/reader-mail-12-gasoline-station-business-roi-computation-and-sari-sari-store-business-management.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-12-gasoline-station-business-roi-computation-and-sari-sari-store-business-management.html#comments</comments>
		<pubDate>Wed, 27 Jan 2010 09:37:17 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Reader Mail]]></category>
		<category><![CDATA[gasoline station]]></category>
		<category><![CDATA[inventory]]></category>
		<category><![CDATA[ROI]]></category>
		<category><![CDATA[sari-sari store]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2205</guid>
		<description><![CDATA[For today’s Reader Mail, we&#8217;ll talk about how to do a simple computation of the business ROI and how to manage and grow a retail business. Specifically featured are two emails I received from a couple of enterprising individuals. The first one is set to start a gasoline station business while the second one wants [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-12-gasoline-station-business-roi-computation-and-sari-sari-store-business-management.html">Reader Mail #12: Gasoline Station Business ROI Computation and Sari-Sari Store Business Management</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Reader Mail #11: Blogging, Business Startups and Mutual Funds</title>
		<link>http://fitzvillafuerte.com/reader-mail-11-blogging-business-startups-and-mutual-funds.html</link>
		<comments>http://fitzvillafuerte.com/reader-mail-11-blogging-business-startups-and-mutual-funds.html#comments</comments>
		<pubDate>Tue, 08 Dec 2009 11:14:18 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Reader Mail]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[business startup]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2072</guid>
		<description><![CDATA[It&#8217;s been awhile since I&#8217;ve posted some of the reader mail I received so I thought I&#8217;d do that today. So here&#8217;s a few select letters I&#8217;ve received through my email and my thoughts on them. Thanks to all those who sent their inquiries and I hope I was able to help. As always, please [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/reader-mail-11-blogging-business-startups-and-mutual-funds.html">Reader Mail #11: Blogging, Business Startups and Mutual Funds</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>4</slash:comments>
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