I usually receive around three text messages every week from numbers I don’t know – all offering personal loans from different commercial banks. Sometimes, their offers are very tempting… terms such as “no collateral”, “instant approval” and many others would really make you consider applying. I myself have wondered at times how I could leverage [...]

Through the years, I’ve received a lot of emails from readers asking me various questions and advise on business, investments and finance. Once in while, however, I get curious personal questions which I try to answer the best I could without giving “too much information” about my life, for obvious reasons. Below now, are some [...]

I always say that the very first thing you should do if you want to achieve financial freedom is to learn how to save money. Be frugal, pay yourself first, avoid unnecessary expenses – it’s just some of the things you can do to start building your wealth. And after a few months, or even [...]

Do you want to quit your job and start your own business? DON’T – because it should work the other way around. You should first try start your own business, then later on – quit your job. These and more are some of the advise I gave in today’s edition of Reader Mail. But before [...]

My life has so far been a series of ups and downs with twists and turns. It’s been a journey of multiple successes and big failures, of dead-end roads and open fields. Through all these years, what has always kept me going is the proper mindset, discipline, belief and determination that in the end, I [...]

Welcome to the fifteenth edition of Reader Mail. This is where I post the questions I receive from my readers and share with you the answers and advise I gave to them. For today, we’ll discuss the topics of finding work, investing and family finances. Note that the names of the senders have been made [...]

Recently, I received an email from a reader who is really set on getting out of her credit card debts. I replied back with quite a lengthy response and thought I would share with you my advise to her. I hope that through this, I would be able to help others who are likewise having [...]

It’s time for another Reader Mail, an ongoing series where I answer your personal finance, business and investing questions which was sent through my email. For today, we’ll talk about business names, multi-level marketing and franchise businesses. I’m sharing these because I know, some of you might have the same questions in your mind and [...]

For today’s Reader Mail, we’ll talk about how to do a simple computation of the business ROI and how to manage and grow a retail business. Specifically featured are two emails I received from a couple of enterprising individuals. The first one is set to start a gasoline station business while the second one wants [...]

It’s been awhile since I’ve posted some of the reader mail I received so I thought I’d do that today. So here’s a few select letters I’ve received through my email and my thoughts on them. Thanks to all those who sent their inquiries and I hope I was able to help. As always, please [...]

Hello everyone, it’s been more than a week since last I’ve posted here. I’ve been really busy with offline ventures lately, specially with planning my stall in upcoming Christmas bazaars. However, since most of the things I needed to do are almost complete, expect my writing to go back to its normal pace soon. Moreover, [...]

It’s now time for another Reader Mail. Below are business questions sent by my readers and I would like to share them now with everyone. For purposes of brevity, parts of the original question, as well as the responses I gave, have been edited. I’ve also excluded the names of the senders to protect their [...]