Archive for the 'Personal Finance' Category
What will happen if you don’t pay your credit card debts? Will you go to jail because of it? These and a lot of other questions about credit cards have been answered below, courtesy of a credit card officer which I had the opportunity to interview. Due to the sensitivity of the topic, the credit [...]
February 1st, 2010 | Posted in Personal Finance | 53 Comments
As a child, most of us believed that our parents are perfect. But as we grow older and become more independent, we often realize that our parents are just like any one who would sometimes make bad choices and commit mistakes. Such is the realization of a friend who confided with me one night about [...]
January 14th, 2010 | Posted in Life Lessons, Personal Finance | 3 Comments
Do you do New Year’s resolutions? Did you know that the most popular New Year’s resolutions are to lose weight and to save more money? Well, I’m no expert at weight loss but I can surely give some advise on the second one. And to help me with that is the National Endowment for Financial [...]
December 31st, 2009 | Posted in Guest Posts, Personal Finance | 5 Comments
I’ve been awfully busy these past few days that it’s only yesterday that I realized that this blog had just become another year older last November 22nd. It was two years ago, in 2007, when I started Ready To Be Rich and I can’t help but be happy and grateful of how much it has [...]
November 30th, 2009 | Posted in Blog Announcements, Personal Finance | 10 Comments
I worked in the corporate world for around five years. And in all those time, the arrival of the annual Christmas bonus and 13th month pay was something I looked forward to. Well, who doesn’t? A few days ago, as I receive text messages from friends who had already received their holiday bonuses, I can’t [...]
November 24th, 2009 | Posted in Life Lessons, Personal Finance | 11 Comments
All rich people borrow money – they all have credit and loans. Do you believe that statement? I do because I’ve experienced how powerful it is to leverage on credit. More than 70% of the start-up capital of the internet cafe I own was borrowed from an investor. Furthermore, a lot of the equipment I [...]
August 18th, 2009 | Posted in Personal Finance | 7 Comments
Are you thinking of getting a financial adviser? If so, how do you choose the right one? Personally, I’ve already found the best personal financial adviser and if you would like to find yours too, then let me tell you where and how to find him or her. Ready? Simply look into the mirror and [...]
August 3rd, 2009 | Posted in Mindsetting, Personal Finance | 4 Comments
Welcome to the eight edition of Reader Mail. This is the time where I answer some of the interesting questions I receive from my readers. Today, we have business questions, inquiries about the Philippine Stock Market and some personal finance questions. So let’s go to the emails now. Oh by the way, please note that [...]
July 12th, 2009 | Posted in Business, Investing, Personal Finance, Reader Mail | 3 Comments
I was online when the news of the untimely death of Michael Jackson hit the internet. And now, countless blog posts, personal tributes and other stories are everywhere (including this). But anyway, personally, one of the most sobering articles I’ve read about Michael Jackson is his staggering $400 million of debt. To many, this news [...]
June 28th, 2009 | Posted in Mindsetting, Personal Finance | 17 Comments
What are the things you spend your money on? If you’re already in the habit of tracking your expenses, then I’m sure you could tell me exactly where your money goes. However, if you’re someone who is not used to budgeting and creating a spending plan, your answer might be a random litany of your [...]
May 17th, 2009 | Posted in Personal Finance | 4 Comments