Ready To Be Rich » Personal Finance

All the Things I Did Before I Bought My House

Fitz — Tue, 17 Aug 2010 17:38:09 +0000

Owning a house is everybody’s dream and today, one of my readers shares his story on how he was able to finally afford it. This guest post shows us several lessons: the power of automatic savings, the value of research and due diligence and how leveraging can really help us achieve our goals faster. So [...]

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All the Things I Did Before I Bought My House

How I Have Gotten Out of Debt through Settlement

Fitz — Sat, 24 Jul 2010 11:11:42 +0000

Today, I’m giving you a guest post from Jason Holmes who has successfully gotten out of debt through debt consolidation or settlement. While this is not a very common practice in the Philippines, it is in the USA. So I hope my readers in America can appreciate Jason’s story and the advise he offers. Let’s [...]

Reader Mail #15: On Finding Work, Investing and Family Finances

Fitz — Fri, 18 Jun 2010 08:30:29 +0000

Welcome to the fifteenth edition of Reader Mail. This is where I post the questions I receive from my readers and share with you the answers and advise I gave to them. For today, we’ll discuss the topics of finding work, investing and family finances. Note that the names of the senders have been made [...]

Two Events You Shouldn’t Miss This July

Fitz — Thu, 17 Jun 2010 06:14:06 +0000

I would like to invite my readers to attend two great events this coming July 2010. First, as I’ve already written before, is the Money Summit & Wealth Expo 2010, which is a 2-day, whole day, super conference happening on July 2-3, 2010 at the Carlos P. Romulo Auditorium, RCBC Plaza, Makati City. This is [...]

The Three Most Often Ignored Necessary Expenses

Fitz — Mon, 07 Jun 2010 23:06:36 +0000

Part of being financially smart is distinguishing between necessary and unnecessary expenses. We all know that food and shelter are basic necessities. Clothing too, but only to a reasonable extent. And depending on our lifestyle, there may also be other essential costs that we need to pay for. But along with these, did you know [...]

PERA Facts: Personal Equity and Retirement Account Philippines

Fitz — Wed, 26 May 2010 20:49:12 +0000

Have you heard of PERA or the Personal Equity Retirement Account? It’s a bill signed by President Gloria Macapagal-Arroyo last August 22, 2008 which aims to help Filipinos, specially OFWs, to save for retirement. This is actually very similar to the Roth IRA and 401(k) which Americans enjoy. Unfortunately, available information about the PERA Bill [...]

How To Get Out Of Debt With The Snowball Method

Fitz — Tue, 04 May 2010 08:10:27 +0000

How do you pay off your debts, specially on your credit cards? Do you spread your payments across them? Do you pay whichever calls or contacts you first or those who are persistent with their payment demands? In the past, when I was still struggling with my finances, I discovered a debt reduction strategy which [...]

Reader Mail #14: Help Me Get Out of Credit Card Debt

Fitz — Mon, 19 Apr 2010 23:15:33 +0000

Recently, I received an email from a reader who is really set on getting out of her credit card debts. I replied back with quite a lengthy response and thought I would share with you my advise to her. I hope that through this, I would be able to help others who are likewise having [...]

All About Money – Living The Life You Can Afford

Fitz — Mon, 12 Apr 2010 21:19:46 +0000

Financial freedom all starts with being able to live within your means because once you do, everything else will follow. You’ll have savings which you can use for financial emergencies, you’ll be able to control your debt and most importantly, you’ll have extra money to invest. And that’s why the first step to becoming truly [...]

The Personal Finance Habits of Filipinos

Fitz — Wed, 03 Mar 2010 07:29:35 +0000

I’ve been attending a lot of personal finance seminars lately and each time, I learn a little something about the personal finance habit of Filipinos. In summary, it’s really alarming how poorly we manage our money and how much of the population don’t see the importance of nurturing good financial habits. Below are some of [...]