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	<title>Ready To Be Rich &#187; Personal Finance</title>
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	<link>http://fitzvillafuerte.com</link>
	<description>Business, Investments and Personal Finance</description>
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		<title>How I Started My Journey, As Shared To The Lenddo Community</title>
		<link>http://fitzvillafuerte.com/how-i-started-my-journey-as-shared-to-the-lenddo-community.html</link>
		<comments>http://fitzvillafuerte.com/how-i-started-my-journey-as-shared-to-the-lenddo-community.html#comments</comments>
		<pubDate>Wed, 01 Feb 2012 21:10:29 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Life Lessons]]></category>
		<category><![CDATA[News and Events]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[pay yourself first]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3786</guid>
		<description><![CDATA[Last week, January 26th, I attended the 2nd Lenddo meetup over at Jack&#8217;s Loft in Eastwood, Libis. It was my first time to meet the people of the Lenddo community, and I&#8217;m glad that I did. I&#8217;ve never been with a group before who are as hungry for financial knowledge as those I&#8217;ve met that [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/how-i-started-my-journey-as-shared-to-the-lenddo-community.html">How I Started My Journey, As Shared To The Lenddo Community</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Getting Your Finances In Shape For 2012</title>
		<link>http://fitzvillafuerte.com/getting-your-finances-in-shape-for-2012.html</link>
		<comments>http://fitzvillafuerte.com/getting-your-finances-in-shape-for-2012.html#comments</comments>
		<pubDate>Sat, 14 Jan 2012 16:47:08 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Guest Posts]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3764</guid>
		<description><![CDATA[We&#8217;re halfway through the first month of 2012. So how&#8217;s your budget coming? Have you paid yourself after receiving your first salary for the year? Were you able to track your expenses from the past two weeks? I hope your resolve to make your finances better this year is going nice and smooth for you. [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/getting-your-finances-in-shape-for-2012.html">Getting Your Finances In Shape For 2012</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/getting-your-finances-in-shape-for-2012.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Better Personal Finance in the New Year: Personal Finance Tips to Make Your Resolutions Count</title>
		<link>http://fitzvillafuerte.com/better-personal-finance-in-the-new-year-personal-finance-tips-to-make-your-resolutions-count.html</link>
		<comments>http://fitzvillafuerte.com/better-personal-finance-in-the-new-year-personal-finance-tips-to-make-your-resolutions-count.html#comments</comments>
		<pubDate>Fri, 06 Jan 2012 06:15:33 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Guest Posts]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[online banking]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3755</guid>
		<description><![CDATA[Almost all of my friends have resolved to save more money this 2012. Indeed, financial resolutions is among the most popular that people make during the New Year. However, the desire to simply &#8220;save more money&#8221; is often not enough. That is because many people fail to translate that general resolution into concrete actions &#8211; [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/better-personal-finance-in-the-new-year-personal-finance-tips-to-make-your-resolutions-count.html">Better Personal Finance in the New Year: Personal Finance Tips to Make Your Resolutions Count</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What Should You Do With Your Christmas Bonus?</title>
		<link>http://fitzvillafuerte.com/what-should-you-do-with-your-christmas-bonus.html</link>
		<comments>http://fitzvillafuerte.com/what-should-you-do-with-your-christmas-bonus.html#comments</comments>
		<pubDate>Mon, 05 Dec 2011 20:40:41 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3724</guid>
		<description><![CDATA[The first week of December is upon us and for almost everyone working in the corporate world, it means that their 13th month pay and Christmas bonuses have already arrived. For a lucky few, there would also be the 14th month pay and beyond &#8211; along with other year-end bonuses. With this much money, I&#8217;m [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/what-should-you-do-with-your-christmas-bonus.html">What Should You Do With Your Christmas Bonus?</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/what-should-you-do-with-your-christmas-bonus.html/feed</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>How To Write a Last Will and Testament: Basic Facts and Sample Template</title>
		<link>http://fitzvillafuerte.com/how-to-write-a-last-will-and-testament-basic-facts-and-sample-template.html</link>
		<comments>http://fitzvillafuerte.com/how-to-write-a-last-will-and-testament-basic-facts-and-sample-template.html#comments</comments>
		<pubDate>Thu, 27 Oct 2011 23:31:08 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[General Information]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[inheritance]]></category>
		<category><![CDATA[last will and testament]]></category>
		<category><![CDATA[will]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3666</guid>
		<description><![CDATA[Let&#8217;s talk about death today, not just because it&#8217;s appropriate for the season &#8211; but more importantly because &#8211; you never really know when it will come. And knowing how to write a will today is better than any other day that still remains in your life. Personally, one of the saddest things I&#8217;ve ever [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/how-to-write-a-last-will-and-testament-basic-facts-and-sample-template.html">How To Write a Last Will and Testament: Basic Facts and Sample Template</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Learning About The No Return, No Exchange Policy</title>
		<link>http://fitzvillafuerte.com/learning-about-the-no-return-no-exchange-policy.html</link>
		<comments>http://fitzvillafuerte.com/learning-about-the-no-return-no-exchange-policy.html#comments</comments>
		<pubDate>Sat, 15 Oct 2011 11:09:27 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[General Information]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[consumer act]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[no return no exchange]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3648</guid>
		<description><![CDATA[The other day, a friend bought groceries only to find out that a couple of canned goods were already expired &#8211; worse, his brother also bought groceries so they ended up with a few duplicate items. Fortunately, my friend knows his consumer rights and brought the items back to the supermarket &#8211; he had the [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/learning-about-the-no-return-no-exchange-policy.html">Learning About The No Return, No Exchange Policy</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What to Teach Your Kids to Keep Them Out of Debt</title>
		<link>http://fitzvillafuerte.com/what-to-teach-your-kids-to-keep-them-out-of-debt.html</link>
		<comments>http://fitzvillafuerte.com/what-to-teach-your-kids-to-keep-them-out-of-debt.html#comments</comments>
		<pubDate>Thu, 29 Sep 2011 17:22:09 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Guest Posts]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt management]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3621</guid>
		<description><![CDATA[Many people struggle with getting out of debt, specially credit card debts. One reason for this is because I believe, there is very little emphasis on the importance of proper personal finance in our educational system. While we are all advised that saving money is good, we are however not really taught in school how [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/what-to-teach-your-kids-to-keep-them-out-of-debt.html">What to Teach Your Kids to Keep Them Out of Debt</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Where and How Much Should You Invest? A Simple Formula for Creating Your Portfolio</title>
		<link>http://fitzvillafuerte.com/where-and-how-much-should-you-invest-a-simple-formula-for-creating-your-portfolio.html</link>
		<comments>http://fitzvillafuerte.com/where-and-how-much-should-you-invest-a-simple-formula-for-creating-your-portfolio.html#comments</comments>
		<pubDate>Wed, 17 Aug 2011 22:51:51 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[investment portfolio]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3552</guid>
		<description><![CDATA[&#8220;I have extra money, where should I invest it?&#8221; asked a friend of mine. &#8220;Wherever you want, as long as you know how that investment works,&#8221; I answered. &#8220;But I don&#8217;t know anything about investing, that&#8217;s why I&#8217;m asking you,&#8221; he replied back. &#8220;Then I guess you should invest in yourself. Buy books, attend seminars, [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/where-and-how-much-should-you-invest-a-simple-formula-for-creating-your-portfolio.html">Where and How Much Should You Invest? A Simple Formula for Creating Your Portfolio</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Lessons From The Steps To Financial Peace Seminar</title>
		<link>http://fitzvillafuerte.com/lessons-from-the-steps-to-financial-peace-seminar.html</link>
		<comments>http://fitzvillafuerte.com/lessons-from-the-steps-to-financial-peace-seminar.html#comments</comments>
		<pubDate>Mon, 15 Aug 2011 10:59:04 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3549</guid>
		<description><![CDATA[Last Friday, I attended the Steps To Financial Peace seminar. Overall, I had a great day full of learning, inspiration and motivation. And today, I&#8217;m sharing with you the most important lessons I learned from the seminar. But first, let me ask &#8211; what does financial peace mean? Is it simply having lots of money? [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/lessons-from-the-steps-to-financial-peace-seminar.html">Lessons From The Steps To Financial Peace Seminar</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Philippine Small Claims Court: How To Make People Pay The Money They Owe You</title>
		<link>http://fitzvillafuerte.com/philippine-small-claims-court-how-to-make-people-pay-the-money-they-owe-you.html</link>
		<comments>http://fitzvillafuerte.com/philippine-small-claims-court-how-to-make-people-pay-the-money-they-owe-you.html#comments</comments>
		<pubDate>Mon, 08 Aug 2011 20:45:52 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[General Information]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Rule of Procedure for Small Claims Cases]]></category>
		<category><![CDATA[small claims]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3541</guid>
		<description><![CDATA[Do you know someone, perhaps a friend, who borrowed money from you and after all this time, has not bothered to pay you back? Do you have a business, perhaps a sari-sari store, where one of your neighbors have accumulated credit so high they&#8217;re now avoiding you or making silly excuses already because they don&#8217;t [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/philippine-small-claims-court-how-to-make-people-pay-the-money-they-owe-you.html">Philippine Small Claims Court: How To Make People Pay The Money They Owe You</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>9</slash:comments>
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