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	<title>Ready To Be Rich &#187; Personal Finance</title>
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	<link>http://fitzvillafuerte.com</link>
	<description>Business, Investments and Personal Finance</description>
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		<title>How Do You Make Money From UITF Investing?</title>
		<link>http://fitzvillafuerte.com/how-do-you-make-money-from-uitf-investing.html</link>
		<comments>http://fitzvillafuerte.com/how-do-you-make-money-from-uitf-investing.html#comments</comments>
		<pubDate>Wed, 09 May 2012 23:03:58 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[UITF]]></category>
		<category><![CDATA[Unit Investment Trust Funds]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3907</guid>
		<description><![CDATA[I consider UITF&#8217;s as one of the most basic and simplest investment product out there. Surprisingly, many are not aware what it is exactly, and how one makes money from it. That&#8217;s why for today, I&#8217;m providing a basic explanation of what UITF means. I will tell you how how it works; how you make [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/how-do-you-make-money-from-uitf-investing.html">How Do You Make Money From UITF Investing?</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>17</slash:comments>
		</item>
		<item>
		<title>Get Free Tickets To Steps To Financial Peace Conference 2012</title>
		<link>http://fitzvillafuerte.com/get-free-tickets-to-steps-to-financial-peace-conference-2012.html</link>
		<comments>http://fitzvillafuerte.com/get-free-tickets-to-steps-to-financial-peace-conference-2012.html#comments</comments>
		<pubDate>Thu, 03 May 2012 08:09:02 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[News and Events]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[financial peace]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3892</guid>
		<description><![CDATA[Personal finance coach, Randell Tiongson, will again be holding his annual Steps to Financial Peace Conference this May 18, 2012. It will happen from 10:00 AM to 6:00 PM on Friday, about a couple of weeks from now at the Victory Greenhills Center, in San Juan City, Metro Manila. This year, he&#8217;ll be joined by [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/get-free-tickets-to-steps-to-financial-peace-conference-2012.html">Get Free Tickets To Steps To Financial Peace Conference 2012</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/get-free-tickets-to-steps-to-financial-peace-conference-2012.html/feed</wfw:commentRss>
		<slash:comments>52</slash:comments>
		</item>
		<item>
		<title>Emergency Fund Calculator: How Much Money Do You Really Need To Save?</title>
		<link>http://fitzvillafuerte.com/emergency-fund-calculator-how-much-money-do-you-really-need-to-save.html</link>
		<comments>http://fitzvillafuerte.com/emergency-fund-calculator-how-much-money-do-you-really-need-to-save.html#comments</comments>
		<pubDate>Wed, 25 Apr 2012 22:45:00 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[emergency fund]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3885</guid>
		<description><![CDATA[How much money should you save as your emergency fund? The simplest and most basic answer is 6 months worth of your income. The rationale behind this figure is because it normally takes around 6 months to look for new work in the unfortunate event that you lose your job. But of course, not everyone [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/emergency-fund-calculator-how-much-money-do-you-really-need-to-save.html">Emergency Fund Calculator: How Much Money Do You Really Need To Save?</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How I Lost 20 lbs and Put 20k in my Emergency Fund</title>
		<link>http://fitzvillafuerte.com/how-i-lost-20-lbs-and-put-20k-in-my-emergency-fund.html</link>
		<comments>http://fitzvillafuerte.com/how-i-lost-20-lbs-and-put-20k-in-my-emergency-fund.html#comments</comments>
		<pubDate>Mon, 23 Apr 2012 05:54:08 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Guest Posts]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[lose weight]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3882</guid>
		<description><![CDATA[Lose weight and save more money &#8211; these are two goals that many people want to achieve. However, I&#8217;ve noticed that today &#8211; a good number of people believe that one must spend money to lose weight better. Early this year, a friend who wanted to shed some pounds had to enroll himself in a [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/how-i-lost-20-lbs-and-put-20k-in-my-emergency-fund.html">How I Lost 20 lbs and Put 20k in my Emergency Fund</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/how-i-lost-20-lbs-and-put-20k-in-my-emergency-fund.html/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Comparing Time Deposit Rates of Philippine Banks: Lessons Learned</title>
		<link>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-lessons-learned.html</link>
		<comments>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-lessons-learned.html#comments</comments>
		<pubDate>Sun, 11 Mar 2012 23:35:42 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[time deposit]]></category>
		<category><![CDATA[UITF]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3830</guid>
		<description><![CDATA[This article is part of a series, read the previous post here: Comparing Time Deposit Rates of Philippine Banks Part 3 Last week, I went to several banks and asked their time deposit rates for P300,000 placed for 180 days. My goal was not just to know their current rates, but to also see how [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-lessons-learned.html">Comparing Time Deposit Rates of Philippine Banks: Lessons Learned</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-lessons-learned.html/feed</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Comparing Time Deposit Rates of Philippine Banks Part 3</title>
		<link>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-3.html</link>
		<comments>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-3.html#comments</comments>
		<pubDate>Sun, 11 Mar 2012 23:34:47 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[time deposit]]></category>
		<category><![CDATA[UITF]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3827</guid>
		<description><![CDATA[This article is part of a series, read the previous post here: Comparing Time Deposit Rates of Philippine Banks Part 2 Welcome to the third installation of this post, this series has four parts and quick reference links are provided at the end of the post. For today, we continue with two more banks, Metro [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-3.html">Comparing Time Deposit Rates of Philippine Banks Part 3</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Comparing Time Deposit Rates of Philippine Banks Part 2</title>
		<link>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-2.html</link>
		<comments>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-2.html#comments</comments>
		<pubDate>Wed, 07 Mar 2012 23:21:40 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[time deposit]]></category>
		<category><![CDATA[UITF]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3823</guid>
		<description><![CDATA[This article is part of a series, read the previous post here: Comparing Time Deposit Rates of Philippine Banks Part 1 Welcome to the second installation of this post. For today, we continue with two more banks, Banco de Oro and China Bank. Thanks to the influx of requests, and the good opportunity I had [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-2.html">Comparing Time Deposit Rates of Philippine Banks Part 2</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-2.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Comparing Time Deposit Rates of Philippine Banks Part 1</title>
		<link>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-1.html</link>
		<comments>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-1.html#comments</comments>
		<pubDate>Mon, 05 Mar 2012 17:50:16 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[time deposit]]></category>
		<category><![CDATA[UITF]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3819</guid>
		<description><![CDATA[After lunch yesterday, I found myself with a couple of free hours so I decided to spend the time doing research for my next post here. Going out of the restaurant where I just ate with a friend, I saw several banks that was just walking distance from each other. And I thought to myself, [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-1.html">Comparing Time Deposit Rates of Philippine Banks Part 1</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
		<wfw:commentRss>http://fitzvillafuerte.com/comparing-time-deposit-rates-of-philippine-banks-part-1.html/feed</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>High-Yield Savings vs Time Deposits vs Conservative UITFs</title>
		<link>http://fitzvillafuerte.com/high-yield-savings-vs-time-deposits-vs-conservative-uitfs.html</link>
		<comments>http://fitzvillafuerte.com/high-yield-savings-vs-time-deposits-vs-conservative-uitfs.html#comments</comments>
		<pubDate>Thu, 16 Feb 2012 11:49:28 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[savings account]]></category>
		<category><![CDATA[time deposit]]></category>
		<category><![CDATA[UITF]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3801</guid>
		<description><![CDATA[Many commercial banks offer high-yield savings accounts. These are cash deposit products that provide higher interest rates than normal savings. If you can afford their minimum maintaining balance and other requirements, then you&#8217;ll get to enjoy better interest rates and earn more from having the usual savings deposit. On the other hand, time deposits offer [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/high-yield-savings-vs-time-deposits-vs-conservative-uitfs.html">High-Yield Savings vs Time Deposits vs Conservative UITFs</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>The One Critical Investing Mistake You Don&#8217;t Know You&#8217;re Making</title>
		<link>http://fitzvillafuerte.com/the-one-critical-investing-mistake-you-dont-know-youre-making.html</link>
		<comments>http://fitzvillafuerte.com/the-one-critical-investing-mistake-you-dont-know-youre-making.html#comments</comments>
		<pubDate>Thu, 09 Feb 2012 09:28:55 +0000</pubDate>
		<dc:creator>Fitz</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[capital gains]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income streams]]></category>
		<category><![CDATA[multiple sources of income]]></category>
		<category><![CDATA[Passive Income]]></category>

		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=3795</guid>
		<description><![CDATA[Learning how to invest is an important part of becoming financially free. Good thing that it&#8217;s not that hard to start investing today. However, many fail to understand how investments work, particularly, in terms of how it makes money. At the most basic level, your investment income comes in three forms. First, as capital gains; [...]<p><br><strong>Note:</strong><br>This preview is to inform you that there's a new post over at <a href="http://fitzvillafuerte.com">Ready To Be Rich</a>. Thank you for subscribing to my blog. You may now read the full article here:<br/><br/><strong><a href="http://fitzvillafuerte.com/the-one-critical-investing-mistake-you-dont-know-youre-making.html">The One Critical Investing Mistake You Don&#8217;t Know You&#8217;re Making</a></strong><br/><br/><strong>Advertisement:</strong><br/>Reach out to the almost 5,000 subscribers of this blog. <a href="http://fitzvillafuerte.com/advertise-here">Learn more details here</a>.</p>
]]></description>
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		<slash:comments>8</slash:comments>
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