Posts under Personal Finance

What Role Does Money Play In Your Life?

Posted April 14, 2016 under Mindsetting, Personal Finance | 2 Comments
money-role

The buyer counted the money in front of us, and then he was off with his purchased second-hand smartphone. My friend, who is now P30,000 richer, puts the money in an envelope and inside his messenger bag. “That was a smooth transaction,” I commented as we walked out the coffee shop. “Yes, it was,” my […]

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The Best Financial Advice I’ve Received In My Life

Posted April 5, 2016 under Money Saving Tips, Personal Finance | 5 Comments
forced-savings

In chess, there’s a strategic principle called “forced moves” wherein one player limits his opponent’s next move to only one or two options. For example, by attacking the other player’s king (check), his opponent is forced to remove his king from danger on his next move or else he loses the game — and usually […]

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How To Ask Better Questions and Learn More

Posted March 9, 2016 under Personal Finance | 1 Comment
ask-questions

I get asked a lot of questions everyday, and mostly about personal finance and investments. People often send them through my email and social media accounts, and when I’m not busy, I try to give detailed and comprehensive answers. However, when I’m preoccupied with something, I tend to reply with just vanilla responses — which […]

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A No-Nonsense Guide To Retiring Rich

Posted March 7, 2016 under Investing, Personal Finance | 6 Comments
fountain-of-wealth

Don’t waste your time trying to win the lottery, or looking for get-rich-quick schemes because the best way to become, and retire rich is to plan and work for it. In fact, this is the safest and the most practical way to get millions in your bank account. Unfortunately, many do not know how to […]

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Life Insurance Coverage Calculator

Posted February 19, 2016 under Personal Finance | 3 Comments
life-insurance-calculator

Life insurance is an essential product that provides financial protection for your loved ones. And one of the most common question that people have when it comes to life insurance, especially parents, “Is how much life insurance coverage do you actually need?” To answer this question, I now give you a simple life insurance calculator, […]

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How To Retire Young and Retire Rich

Posted January 6, 2016 under Investing, Personal Finance | 7 Comments
retire-young-rich-1

To retire young and rich is everyone’s dream. While some are satisfied with just imagining this possibility, there are those who are fiercely determined to make this a reality. If you’re the latter, then this article is for you. As with any goal, the initial step is to objectively define what you want to achieve. […]

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9 Important Money Moves To Do Before The Year Ends

Posted December 21, 2015 under Personal Finance | 4 Comments
money-moves

The new year is just around the corner, and we’re now reaching the peak of the holiday celebrations. Most of us will be busy attending Christmas parties, school reunions, and yuletide events – but I hope you can also find time to do a personal financial check-up. It’s a good time to take stock of […]

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Getting Started Towards a Financially Secure Future

Posted November 10, 2015 under Personal Finance | 5 Comments
financial-security

Financial freedom is a dream that everyone has; but it is a goal that many find hard and difficult to achieve. There are many reasons why it is a challenging journey for anyone; however, with proper financial education, self-discipline, and sound planning – one will be able to reach it within their lifetime. It is […]

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Your Heart or Your Mind: Which One Should You Follow?

Posted November 5, 2015 under Mindsetting, Personal Finance | No Comments
heart-vs-mind

You’re walking around the mall when you see a good-looking pair of jeans displayed in one of the stores. You go inside to take a closer look and noticed that it is on sale. “Would you like to try it on?” asked the sales staff. You nodded, asked for your size, went to the fitting […]

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What Happens To Your Investments When You Die?

Posted November 1, 2015 under Investing, Personal Finance | 12 Comments
investment-death

What would happen to your stock market shares and other investments when you die? It’s a common question that people ask me and below is my usual answer. First, investments are considered your assets – it is among the list of things that you own – and because it is as such, they become “frozen” […]

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A Two-Year Financial Plan for Beginners

Posted October 15, 2015 under Personal Finance | 12 Comments
financial-plan-1

When you reach that point in your life where you realize the need to be in control of your finances, how do you start and make the change? For most people, it’s as simple as spending less and growing their savings. For others, getting out of debt becomes the focus. While for some, this means […]

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On Health, Wealth, and Focusing on the Basics

Posted October 5, 2015 under Personal Finance | 6 Comments
health-running-shoes

I get asked for investment advice often. Usually, those who consult me are people who recently received a large amount of money and don’t know where to put it. It’s easy to just recommend the stock market or pooled funds to them but I don’t, because I believe such financial decisions should be based upon […]

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