Posts under Personal Finance

This is What Happens When You Don’t Pay Your Debts

Posted July 27, 2016 under Guest Posts, Personal Finance | 1 Comment
failure-to-pay-debt-0

Being unable to pay your debts will reflect negatively on your credit history, making it tough to take out loans in the future. It is important to keep in mind that once you decide to borrow from any lender, you take yourself to be responsible enough to pay your debts on time. Applying and paying […]

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How To Prioritize Financial Goals and Gain Perspective

Posted July 20, 2016 under Mindsetting, Personal Finance | 3 Comments
financial-goals

All of us have financial goals — buy a car, own a house, start a business, save for a child’s college education, and retire comfortably are perhaps the most common. When there’s so many goals that we want to achieve, how can we optimize our cashflow and investments so that we can reach all of […]

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How To Deal with Rich Friends Who are Big Spenders

Posted July 12, 2016 under Personal Finance | No Comments
rich-friends

If you’re a big fan of the TV series, “FRIENDS” then I’m sure you remember that one episode when Rachel, Phoebe, and Joey had an issue keeping up with their richer friends, Ross, Chandler, and Monica. A couple of scenes in the episode had Chandler inviting the group to watch a concert for Ross’ birthday; […]

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8 Priceless Pieces of Money Advice for Fresh Graduates

Posted June 27, 2016 under Personal Finance | 2 Comments
graduation-1

My social media feed was flooded by graduation photos and congratulatory greetings over the weekend, as several colleges and universities held their commencement ceremonies. If you’re one of those fresh graduates, then let me give you a virtual handshake, a pat on the back, and a warm welcome to the first day of the rest […]

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Wealth Starts With Learning and Doing This One Habit

Posted June 20, 2016 under Mindsetting, Money Saving Tips, Personal Finance | 3 Comments
saving-for-rainy-days

Let’s admit it, everyone wants to be rich. Unfortunately, only a few would achieve wealth — most would struggle financially their whole life, while some would simply become financially stable and live a modest life. So why does this happen? Why can’t everyone achieve financial freedom and retire rich? Of course, there are many factors […]

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Be Careful on Who You Learn About Money From

Posted June 17, 2016 under Mindsetting, Personal Finance | 1 Comment
money-mindset

A person’s financial success is mostly dependent on their values and behavior rather than their skills and knowledge about money. We can spend a lot of time learning about financial concepts and investing strategies, but ultimately it will be our mindset, particularly our courage to apply those knowledge, which will determine if we can reach […]

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Financial Commandments for Retiring in Comfort

Posted June 3, 2016 under Guest Posts, Personal Finance | No Comments
retirement

Planning your retirement starts with having a vision of where you are now, where you want to be, and what you want to achieve when you retire. Your plans may evolve and change as you mature, together with the circumstances that you may encounter along the way. Nevertheless, retiring in comfort is undoubtedly everyone’s ultimate […]

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Tips for Financially Healthy Car Ownership

Posted May 28, 2016 under Guest Posts, Personal Finance | 3 Comments
car-finance

Buying a car is a significant financial commitment. While it can definitely make your life more convenient, there are also a number of ways it can come back to bite you. Gas, car insurance, and maintenance costs add up, and they can quickly get out of hand if you are not careful. If you do […]

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Travel Insurance: Is It Worth Buying?

Posted May 16, 2016 under General Information, Personal Finance | 4 Comments
travel-insurance

Today, there’s really no more excuse not to travel. What was once considered an expensive luxury has become affordable to many — thanks to the budget airline industry who made traveling more pocket-friendly for everyone. And that is great because traveling teaches a person important life lessons that he or she wouldn’t learn otherwise. When […]

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3 Times You Thought You Saved Money But Actually Didn’t

Posted May 13, 2016 under Money Saving Tips, Personal Finance | 6 Comments
money-saving-tips

“So where are we eating lunch?” a friend asks. “I’m okay anywhere, as long as it’s not too expensive,” another friend replies. “How about at the food court?” I proposed. Everyone agreed and the four of us walked towards the mall’s food court. A few meters later, we passed by an Italian restaurant which was […]

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The Best Personal Finance and Investment Books I’ve Read

Posted May 4, 2016 under Personal Finance | 5 Comments
books

I was not much of a book reader until I reached college, and that was because I was fortunate to have a roommate at the dorm who was a bookworm. I love watching movies, but when I learned the habit of reading, I discovered a world that can be as vivid as the cinema. By […]

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What Role Does Money Play In Your Life?

Posted April 14, 2016 under Mindsetting, Personal Finance | 2 Comments
money-role

The buyer counted the money in front of us, and then he was off with his purchased second-hand smartphone. My friend, who is now P30,000 richer, puts the money in an envelope and inside his messenger bag. “That was a smooth transaction,” I commented as we walked out the coffee shop. “Yes, it was,” my […]

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