Last week, January 26th, I attended the 2nd Lenddo meetup over at Jack’s Loft in Eastwood, Libis. It was my first time to meet the people of the Lenddo community, and I’m glad that I did. I’ve never been with a group before who are as hungry for financial knowledge as those I’ve met that [...]

We’re halfway through the first month of 2012. So how’s your budget coming? Have you paid yourself after receiving your first salary for the year? Were you able to track your expenses from the past two weeks? I hope your resolve to make your finances better this year is going nice and smooth for you. [...]

Almost all of my friends have resolved to save more money this 2012. Indeed, financial resolutions is among the most popular that people make during the New Year. However, the desire to simply “save more money” is often not enough. That is because many people fail to translate that general resolution into concrete actions – [...]

The first week of December is upon us and for almost everyone working in the corporate world, it means that their 13th month pay and Christmas bonuses have already arrived. For a lucky few, there would also be the 14th month pay and beyond – along with other year-end bonuses. With this much money, I’m [...]

Let’s talk about death today, not just because it’s appropriate for the season – but more importantly because – you never really know when it will come. And knowing how to write a will today is better than any other day that still remains in your life. Personally, one of the saddest things I’ve ever [...]

The other day, a friend bought groceries only to find out that a couple of canned goods were already expired – worse, his brother also bought groceries so they ended up with a few duplicate items. Fortunately, my friend knows his consumer rights and brought the items back to the supermarket – he had the [...]

Many people struggle with getting out of debt, specially credit card debts. One reason for this is because I believe, there is very little emphasis on the importance of proper personal finance in our educational system. While we are all advised that saving money is good, we are however not really taught in school how [...]

“I have extra money, where should I invest it?” asked a friend of mine. “Wherever you want, as long as you know how that investment works,” I answered. “But I don’t know anything about investing, that’s why I’m asking you,” he replied back. “Then I guess you should invest in yourself. Buy books, attend seminars, [...]

Last Friday, I attended the Steps To Financial Peace seminar. Overall, I had a great day full of learning, inspiration and motivation. And today, I’m sharing with you the most important lessons I learned from the seminar. But first, let me ask – what does financial peace mean? Is it simply having lots of money? [...]

Do you know someone, perhaps a friend, who borrowed money from you and after all this time, has not bothered to pay you back? Do you have a business, perhaps a sari-sari store, where one of your neighbors have accumulated credit so high they’re now avoiding you or making silly excuses already because they don’t [...]

I usually receive around three text messages every week from numbers I don’t know – all offering personal loans from different commercial banks. Sometimes, their offers are very tempting… terms such as “no collateral”, “instant approval” and many others would really make you consider applying. I myself have wondered at times how I could leverage [...]

I have friends who are really debt-averse. Sadly, I can’t blame them for being that for most have personally experienced, or have seen someone close to them, struggle through the difficulties of being in deep financial debt – the worries, headaches, sleepless nights and much more. But on the other hand, I’m fortunate to know [...]