Posts under Personal Finance

Always Keep Cash at Home as your Emergency Stash

Posted July 16, 2014 under Personal Finance | 1 Comment

A couple of months ago, two of the biggest banks in the country, BPI and BDO, experienced prolonged downtime. Their online banking was down, a lot of ATMs were offline, and the only way to withdraw money from your account is to transact over the counter from your home branch. A lot of people expressed […]

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The Financial State of Filipinos: Q1 2014 Survey

Posted May 31, 2014 under News and Events, Personal Finance | No Comments

What’s the financial state of Filipinos for the first quarter of this year? According to a survey commissioned by Sun Life Philippines, and conducted by the Social Weather Station (SWS) – 9 out of 10 Filipinos had been short of cash for the past 12 months. The study involved 1,200 respondents sampled from the A […]

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20 Financial Mistakes That 30-Year-Olds Regret The Most

Posted May 16, 2014 under Life Lessons, Personal Finance | 23 Comments

What financial mistakes do 30-year-olds regret the most? I asked my friends, ex-officemates, high school and college batchmates recently and these are their top answers. Saving and Spending Mistakes #1 I regret not learning how to budget my money early. “I used to spend my income on whatever I want because I lived with my […]

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I’m One of the Speakers for the Create Freedom Online Workshop

Posted May 6, 2014 under Announcements, News and Events, Personal Finance | 2 Comments

On May 17, Saturday, I will be one of the speakers for the Create Freedom Online Workshop that’s happening at Co.Lab xchange in Pasig. If you’re not doing anything that day, and would like to learn how to design a freedom lifestyle (or know what a freedom lifestyle actually is), then do sign-up and attend […]

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Where Do You See Yourself When You Retire?

Posted April 30, 2014 under Personal Finance | 3 Comments

Where do you see yourself when you retire? There are four possible scenarios, according to a study of SunLife Philippines, who found out that: Out of 100 Filipinos who are at age 65 2 are financially independent — 23 are still working — 30 are dependent on charity — AND 45 are dependent on their […]

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If You Want Financial Independence, Here’s What You Do

Posted March 26, 2014 under Personal Finance | 3 Comments

Do you want to achieve financial independence? Of course you do. Unfortunately, because most of us didn’t learn this in school or was not taught to us at home, we grew up to be financially uneducated. And do this… This is what living in the rat race looks like. And a lot of people are […]

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Employees vs Professionals: Which One Pays More Taxes?

Posted March 4, 2014 under Freelancing, Personal Finance | 12 Comments

I met with an accountant friend yesterday and one of the topics of our conversation was how much taxes employees and professionals pay in the Philippines. I listened intently to his explanation, and below is my best effort to share with you the surprising things I learned. — Meet Mr. Employee. He is a graphic […]

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Manage Your Finances And Control Your Financial Future

Posted February 16, 2014 under Guest Posts, Personal Finance | 3 Comments

If you think about it, managing your finances isn’t complicated because the things you need to do are often just simple tasks. What actually makes them difficult to accomplish is our mindset and resistance to break and change our bad financial habits. Today, Marie shares with us eight tips on how we can take charge […]

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Survey Results: The Financial Situation of Filipino Families

Posted February 10, 2014 under Personal Finance | 3 Comments

Last month, I did an online survey on the financial situation of Filipino families. I’d like to thank everyone who took the time to answer the questions. Below are the current summary of responses, and my personal thoughts about it. What is your biggest source of income today? Salary from being an employee: 85% Income […]

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Take The Survey: The Financial Situation of Filipino Families

Posted January 15, 2014 under Personal Finance | No Comments

I’m currently doing the content plan for this blog and I hope you can help by filling out the survey below. It’s about the financial situation of Filipino families and I’ll be using your responses to determine the personal finance topics and articles that I should focus on for the year ahead. I’ll be working […]

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How To Cope and Rebuild Your Life After a Disaster

Posted November 20, 2013 under Personal Finance | 1 Comment

I was having coffee with some friends the other day when an interesting question came up during the night. “If you were one of those whose home got destroyed by Typhoon Yolanda, how would you rebuild your life?” There was about 20 seconds of silence, all of us were in deep thought, and then one […]

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Give Your Children Three Piggy Banks and Teach Them The Most Important Money Lessons They Will Ever Learn

Posted November 5, 2013 under Personal Finance | 7 Comments

If I remember it right, it was my aunt who gave me my very first piggy bank, and it was a holiday gift. When I asked what it was, she said, “It’s where you should keep all the money you’ll receive this Christmas.” I did not fully understand why, but I did it anyway. And […]

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