Posts under Personal Finance

15 Money Mistakes I Regret Doing During My 20’s

Posted March 9, 2015 under Life Lessons, Personal Finance | 6 Comments
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If there’s one good thing that I can say about being in your 20’s, it would be having that glorious sense of independence. It’s the time when you believe that you can do anything, and you’re ready to change the world and make a difference. However, navigating through early adult life is of course, not […]

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What Should Be Your Priority: House, Car, Business, or Stock Investments?

Posted February 25, 2015 under Mindsetting, Personal Finance | 16 Comments
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If you were to choose, what should be your priority – buy a house, get a car, start a business, or build your stock investments? This was the concern of a young woman, who posted this question on a Facebook group a few days ago. When I saw this on my timeline, I decided to […]

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The Rules of Wealth Never Changes and Here’s Proof

Posted February 23, 2015 under Personal Finance | 5 Comments
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What is the most basic rule to follow if you want to become rich? I believe it’s to spend less than what you earn. The better version is: Spend less than what you earn and invest the difference. But we just want the basics… the most important rule of wealth building. Which, to state it […]

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How To Know If You’re Financially Stable

Posted January 20, 2015 under Personal Finance | 2 Comments
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How do you know if you’re financially stable? If you have a high-paying job, does it automatically mean that you are? What if you own a house and drive your own car, would you say that you are financially stable already? For many, that’s how they define financial stability – and sadly, this is wrong. […]

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Learn About Wealth Management Tips in 45 Minutes

Posted December 30, 2014 under Personal Finance | No Comments
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Several weeks ago, I became a guest on the television program Legal Help Desk at 9 News and Current Affairs (soon to be CNN Philippines). Together with IMG EVC Marketing Director, Dr. Jaime Lorenzo, we discussed basic wealth management tips with hosts, Attorney Karen Jimeno and Attorney Rod Nepomuceno. Below is the full 45-minute episode, […]

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This Is How You Lose Money in a Savings Account

Posted November 28, 2014 under Investing, Personal Finance | 8 Comments
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A lot of people believe that putting money in the bank is risk-free. They’re just happy to receive interest on their deposits and watch their money grow. But because of inflation, what they don’t realize is that they’re actually losing money by leaving their cash in the bank for many years. How? Consider the illustration […]

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Why Pinoys Spend So Much To Get The Starbucks Planner That They’ll Never Use Anyway

Posted November 10, 2014 under In Focus, Personal Finance | 94 Comments

How much does it cost to get the 2015 Starbucks Planner? According to my Math, the cheapest way to get it would cost you P1,710. This is possible if you have the promo card with a complimentary sticker; activated a new Starbucks card and received the free P300 load; and then bought only the smallest […]

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The Choice Between Enjoying Now and Preparing for Tomorrow

Posted November 4, 2014 under Life Lessons, Personal Finance | 15 Comments
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It’s 5:00 AM and my alarm clock rings – a reminder to get up and do my morning run. I wake up, turned off the alarm, and decided to go back to sleep. “I’ll just run in the afternoon,” I told myself. It’s 4:00 PM and a prompt on my phone says it’s time to […]

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Video: How To Manage Your Family’s Income

Posted September 15, 2014 under Personal Finance | 2 Comments
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Last week, I was invited to guest in 9TV Philippines Daybreak to talk about family finances for their Wise Spending Wednesdays segment. If you missed it, then below is the video replay, which I hope you find informative. Read more about the Family Finances Workshop here or you can register for it today through the […]

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My Credit Card Story Part 2

Posted September 4, 2014 under Guest Posts, Personal Finance | 11 Comments

I’m currently on vacation so I’m letting one of my friends, Carlos, share his story today. Last year, he wrote an article about credit cards, which you can read here: My Credit Card Story (Part 1). In that post, he shared how he got his first credit card, and his realization that credit cards are […]

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ATM Safety and Security Tips

Posted September 1, 2014 under General Information, Personal Finance | 4 Comments

Recent news have reported people losing money in their savings account because of ATM skimming. ATM skimming is when thieves use hidden electronics to steal the personal information stored on your card and record your PIN number so they can make a duplicate card and withdraw your cash on another machine. Banks are of course, […]

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Are You Financially Secure? Here’s A Simple Test To Find Out

Posted August 20, 2014 under Personal Finance | 4 Comments

To be financially secure means having enough resources to support your standard of living today and in the foreseeable future. To be financially secure means being able to sleep well at night, with no fear and worry that you won’t have enough money to provide for yourself and your family. If you want financial freedom, […]

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