Posts under Personal Finance

Why Pinoys Spend So Much To Get The Starbucks Planner That They’ll Never Use Anyway

Posted November 10, 2014 under In Focus, Personal Finance | 83 Comments

How much does it cost to get the 2015 Starbucks Planner? According to my Math, the cheapest way to get it would cost you P1,710. This is possible if you have the promo card with a complimentary sticker; activated a new Starbucks card and received the free P300 load; and then bought only the smallest […]

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The Choice Between Enjoying Now and Preparing for Tomorrow

Posted November 4, 2014 under Life Lessons, Personal Finance | 12 Comments
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It’s 5:00 AM and my alarm clock rings – a reminder to get up and do my morning run. I wake up, turned off the alarm, and decided to go back to sleep. “I’ll just run in the afternoon,” I told myself. It’s 4:00 PM and a prompt on my phone says it’s time to […]

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Video: How To Manage Your Family’s Income

Posted September 15, 2014 under Personal Finance | 2 Comments
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Last week, I was invited to guest in 9TV Philippines Daybreak to talk about family finances for their Wise Spending Wednesdays segment. If you missed it, then below is the video replay, which I hope you find informative. Read more about the Family Finances Workshop here or you can register for it today through the […]

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My Credit Card Story Part 2

Posted September 4, 2014 under Guest Posts, Personal Finance | 11 Comments

I’m currently on vacation so I’m letting one of my friends, Carlos, share his story today. Last year, he wrote an article about credit cards, which you can read here: My Credit Card Story (Part 1). In that post, he shared how he got his first credit card, and his realization that credit cards are […]

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ATM Safety and Security Tips

Posted September 1, 2014 under General Information, Personal Finance | 4 Comments

Recent news have reported people losing money in their savings account because of ATM skimming. ATM skimming is when thieves use hidden electronics to steal the personal information stored on your card and record your PIN number so they can make a duplicate card and withdraw your cash on another machine. Banks are of course, […]

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Are You Financially Secure? Here’s A Simple Test To Find Out

Posted August 20, 2014 under Personal Finance | 4 Comments

To be financially secure means having enough resources to support your standard of living today and in the foreseeable future. To be financially secure means being able to sleep well at night, with no fear and worry that you won’t have enough money to provide for yourself and your family. If you want financial freedom, […]

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The Best Insurance Company in Terms of Investments

Posted August 4, 2014 under Investing, Personal Finance | 14 Comments

I was on Facebook the other day, when I saw this question being asked in a group. “Can you please advice me which is the best insurance company in terms of investments? Manulife? Sunlife or Philam? Thanks.” The initial responses where agents and advisors who are sharing why they are the best insurance company, while […]

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Always Keep Cash at Home as your Emergency Stash

Posted July 16, 2014 under Personal Finance | 2 Comments

A couple of months ago, two of the biggest banks in the country, BPI and BDO, experienced prolonged downtime. Their online banking was down, a lot of ATMs were offline, and the only way to withdraw money from your account is to transact over the counter from your home branch. A lot of people expressed […]

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The Financial State of Filipinos: Q1 2014 Survey

Posted May 31, 2014 under News and Events, Personal Finance | No Comments

What’s the financial state of Filipinos for the first quarter of this year? According to a survey commissioned by Sun Life Philippines, and conducted by the Social Weather Station (SWS) – 9 out of 10 Filipinos had been short of cash for the past 12 months. The study involved 1,200 respondents sampled from the A […]

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20 Financial Mistakes That 30-Year-Olds Regret The Most

Posted May 16, 2014 under Life Lessons, Personal Finance | 24 Comments

What financial mistakes do 30-year-olds regret the most? I asked my friends, ex-officemates, high school and college batchmates recently and these are their top answers. Saving and Spending Mistakes #1 I regret not learning how to budget my money early. “I used to spend my income on whatever I want because I lived with my […]

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I’m One of the Speakers for the Create Freedom Online Workshop

Posted May 6, 2014 under Announcements, News and Events, Personal Finance | 2 Comments

On May 17, Saturday, I will be one of the speakers for the Create Freedom Online Workshop that’s happening at Co.Lab xchange in Pasig. If you’re not doing anything that day, and would like to learn how to design a freedom lifestyle (or know what a freedom lifestyle actually is), then do sign-up and attend […]

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Where Do You See Yourself When You Retire?

Posted April 30, 2014 under Personal Finance | 3 Comments

Where do you see yourself when you retire? There are four possible scenarios, according to a study of SunLife Philippines, who found out that: Out of 100 Filipinos who are at age 65 2 are financially independent — 23 are still working — 30 are dependent on charity — AND 45 are dependent on their […]

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