Many say that Valentine’s Day is just a commercial holiday. Well, as a personal finance blogger, I’d say it actually is. However, this doesn’t mean that frugal people should not celebrate the season. Personally, I find it nice to go around the city and see people in love, this is why I do go out [...]

I’d like to share with you today a short but very informative video I found entitled, Saving Money in Plain English. This video gives emphasis to be being responsible with our money and the importance of having a saving plan. It also explains the role of banks, credit unions and compound interest in helping our [...]

Aside from losing weight, quitting smoking and getting organized, I believe that saving money is also a very popular New Year’s resolution. “I will start saving money as my New Year’s resolution.” “My New Year’s resolution is to save money so I can get rid of my credit card debt.” “Building an emergency fund will [...]

The key to surviving financially is to simply to spend less than what you earn. Some people might say that this is easier said than done. Well actually, it is if you could put your heart and mind into it… seriously – it is easy. If planning a monthly budget seems like a daunting task [...]

Are you done with your Christmas shopping? I bet your list is not yet complete because no matter how often we hear the immortal advise to shop early for Christmas, we tend to still continue buying gifts all throughout the holiday season. Personally, I start my Christmas shopping during the first two weeks of December. [...]

Have you ever received a gift that you didn’t like? Tacky mugs, ugly photo frames, clothes that didn’t fit, shirts that didn’t suit your taste, the list could go on. I’m sure you can remember a few of those gifts that didn’t quite put a wide smile on your face. So what did you do [...]

Today is Blog Action Day – a time when bloggers around the world unite to talk, share stories, reflect and create awareness about a global issue. This 2008, the theme is Poverty. I’ve known about this special event since early this year and I know that personal finance bloggers out there are truly excited to [...]

Do you want to download and use free software on the internet? Then I suggest that you check out these free and top quality software programs available out there. These free software can serve as good alternatives to commercial and licensed applications and save you money.

What do you do when you feel stressed and overworked? Make a spa appointment and have a massage? Visit the mall and buy something for yourself? Call your friends and go barhopping? File a leave of absence from work and have a vacation? These things work if you can afford it. But what if you’re [...]

Once again, it’s time for some money saving tips. Today, I’m going to give you simple ways on how you can be frugal on hair care. We’ll tackle hair products, styling practices and some common sense strategies on how you can save a little cash and yet, manage to stay silky-smooth. I asked some of [...]

Clothing is one of life’s basic necessities. But for many of us, it is also one of our biggest expenditures. This is true specially if you’re working in the corporate world or doing a job in public relations or in the fashion industry. In these professional and social environments, how we physically present ourselves are [...]

Did you know that refrigerators can account for as much as 15 to 20 percent of your home’s electric bill? That’s what I discovered when I played around with the Meralco Appliance Calculator the other day. I plugged in the appliances we have at home into the calculator and checked how close the results will [...]