Posts under Money Saving Tips

3 Times You Thought You Saved Money But Actually Didn’t

Posted May 13, 2016 under Money Saving Tips, Personal Finance | 4 Comments

“So where are we eating lunch?” a friend asks. “I’m okay anywhere, as long as it’s not too expensive,” another friend replies. “How about at the food court?” I proposed. Everyone agreed and the four of us walked towards the mall’s food court. A few meters later, we passed by an Italian restaurant which was […]

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The Best Financial Advice I’ve Received In My Life

Posted April 5, 2016 under Money Saving Tips, Personal Finance | 5 Comments

In chess, there’s a strategic principle called “forced moves” wherein one player limits his opponent’s next move to only one or two options. For example, by attacking the other player’s king (check), his opponent is forced to remove his king from danger on his next move or else he loses the game — and usually […]

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18 Simple Tips to Avoid Impulse Buying

Posted March 14, 2016 under Money Saving Tips | 3 Comments

Have you ever bought something that you later regret and wished you didn’t buy? This uncomfortable feeling is called buyer’s remorse and we experience this especially when we buy something on impulse. Most people will agree that impulse buying is bad. But why do we sometimes succumb to it? And more importantly, what can we […]

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Discover Your Fulfillment Curve to Avoid Overspending

Posted December 10, 2015 under Money Saving Tips | 9 Comments

“How many times do you travel in a year?” a friend asks. “A lot due to speaking invitations and conventions, but if you’re asking about vacation travel then that would be 2-3 times a year,” I replied. “Isn’t that few? You can afford to go on more,” he inquired. “Because that’s the peak of my […]

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What Happens When You’ve Been a Money-Saver for a Long Time

Posted September 4, 2015 under Money Saving Tips, Personal Finance | 12 Comments

It’s hard to change from being a reckless spender to a practical saver. I’ve been there before, and I can honestly say that it is a struggle. It’s not easy to live every day when you’re always torn between enjoying the present, and preparing for the future; to choose between spending your money today, and […]

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How To Analyze Your Expenses, So You Can Lower Your Spending and Save More Money

Posted June 25, 2015 under Money Saving Tips, Personal Finance | 16 Comments

It’s not how much you earn, but how much you save that’s more important when it comes to growing your wealth. And when it comes to saving money, analyzing your expenses is a necessary part of the process. Today, I’ll teach you how I analyze my expenses, so that you can determine possible ways to […]

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How To Stay Motivated at Following Your Monthly Budget: A Lesson in Psychology

Posted April 15, 2015 under Money Saving Tips, Personal Finance | 4 Comments

One of my readers, Kristine sent an email recently to share something that happened to her. Below is a portion of what she wrote: I learned about creating an emergency fund through your blog, which I was able to complete last year. I’m writing to you because if not for that, I would now be […]

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9 Excellent Reasons Why You Should Pay Yourself First

Posted April 13, 2015 under Money Saving Tips | 13 Comments
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There are many ways to save money, but none of them is as effective as paying yourself first – or the simple act of immediately taking and keeping a portion of your income as soon as you receive it. The concept of paying yourself first is often explained through the formula, INCOME less SAVINGS equals […]

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The Science of Shopping: 9 Sneaky Ways You’re Being Tricked To Spending More

Posted February 16, 2015 under Money Saving Tips | 1 Comment

According to the Philippine Statistics Authority, the retail industry in the country generated a total gross income of P566.8 billion back in 2012. If this was your net worth, you’d actually be richer than the Ayala heirs, IƱigo and Mercedes Zobel. With that much money going around in this sector, it’s not a surprise that […]

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Never Had the Knack for Budgeting? Try these Budgeting Starter Tips to Kick-Start your Money-Saving Habits

Posted January 14, 2015 under Guest Posts, Money Saving Tips | 5 Comments

It’s ironic that most people will say that budgeting is important, but only a few will actually create and religiously follow one. Tracking your expenses and sticking to a financial plan can be a challenge at first, but I will tell you now that – it gets easier through the years. In fact, it only […]

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The Rewards of Questioning Your Every Spending

Posted August 18, 2014 under Money Saving Tips | 3 Comments

If you want to lessen your expenses, one simple trick is to ask yourself, “Is this worth it?” before making any purchase. Doing this will prevent you from buying things on impulse, but more importantly, it will raise the quality of your life because you’ll find yourself spending more on things that really matter. Avoid […]

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10 Practical Ways To Avoid Overspending When Shopping

Posted March 10, 2014 under Money Saving Tips | 1 Comment

Buyer’s remorse. This is the anxiety and regret that a person feels after making a purchase. It happens when you buy something expensive, or whenever you purchase an item on impulse, and especially if it’s also something you can’t really afford. Overspending when shopping, whether you’re in the mall, department store or in the grocery, […]

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