Posts under Money Saving Tips

How To Stay Motivated at Following Your Monthly Budget: A Lesson in Psychology

Posted April 15, 2015 under Money Saving Tips, Personal Finance | 3 Comments
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One of my readers, Kristine sent an email recently to share something that happened to her. Below is a portion of what she wrote: I learned about creating an emergency fund through your blog, which I was able to complete last year. I’m writing to you because if not for that, I would now be […]

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9 Excellent Reasons Why You Should Pay Yourself First

Posted April 13, 2015 under Money Saving Tips | 6 Comments
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There are many ways to save money, but none of them is as effective as paying yourself first – or the simple act of immediately taking and keeping a portion of your income as soon as you receive it. The concept of paying yourself first is often explained through the formula, INCOME less SAVINGS equals […]

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The Science of Shopping: 9 Sneaky Ways You’re Being Tricked To Spending More

Posted February 16, 2015 under Money Saving Tips | 1 Comment
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According to the Philippine Statistics Authority, the retail industry in the country generated a total gross income of P566.8 billion back in 2012. If this was your net worth, you’d actually be richer than the Ayala heirs, IƱigo and Mercedes Zobel. With that much money going around in this sector, it’s not a surprise that […]

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Never Had the Knack for Budgeting? Try these Budgeting Starter Tips to Kick-Start your Money-Saving Habits

Posted January 14, 2015 under Guest Posts, Money Saving Tips | 5 Comments
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It’s ironic that most people will say that budgeting is important, but only a few will actually create and religiously follow one. Tracking your expenses and sticking to a financial plan can be a challenge at first, but I will tell you now that – it gets easier through the years. In fact, it only […]

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The Rewards of Questioning Your Every Spending

Posted August 18, 2014 under Money Saving Tips | 3 Comments

If you want to lessen your expenses, one simple trick is to ask yourself, “Is this worth it?” before making any purchase. Doing this will prevent you from buying things on impulse, but more importantly, it will raise the quality of your life because you’ll find yourself spending more on things that really matter. Avoid […]

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10 Practical Ways To Avoid Overspending When Shopping

Posted March 10, 2014 under Money Saving Tips | 1 Comment

Buyer’s remorse. This is the anxiety and regret that a person feels after making a purchase. It happens when you buy something expensive, or whenever you purchase an item on impulse, and especially if it’s also something you can’t really afford. Overspending when shopping, whether you’re in the mall, department store or in the grocery, […]

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5 Expensive Shopping Mistakes You Don’t Know You’re Making

Posted November 7, 2013 under Money Saving Tips | 6 Comments

I can understand why people love shopping. It’s fun and it feels good to spend. And as long as you don’t buy stuff you cannot afford, then you’re okay in my book. However, having the money to spend doesn’t excuse you from making smart spending decisions – that is unless you want to end up […]

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Four Solid and Convincing Reasons Why You Should Track Your Expenses

Posted October 16, 2013 under Money Saving Tips, Personal Finance | 2 Comments

Creating a personal budget is close to impossible if you don’t know how much you’re actually spending. When you don’t regularly track your expenses, it’s difficult to allocate your income. At best, you’ll just guesstimate your budget and hope your cash lasts until the next payday. Then when you simply do tracking in your head, […]

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Five Types of People That Really Spend Too Much

Posted August 23, 2013 under Money Saving Tips | 8 Comments

There’s nothing wrong with spending money on things that will make our life easier, better… happier. What’s actually wrong is spending money on things that you cannot really afford. So instead of having an easier, better and happier life, you end up wallowing in misery over a huge amount of debt from your overspending. Fortunately, […]

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Money Saving Tips For A Great Family Road Trip

Posted April 22, 2013 under Money Saving Tips | 5 Comments
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One passion that I share with my friends is the love for travel. But ever since most of them got married, our trips to far and off the beaten tracks have become less frequent. Because first, it’s no longer that easy to go on unplanned and spontaneous trips when you have kids. And second, the […]

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Can You Survive a No Spending Week?

Posted February 4, 2013 under Money Saving Tips | 5 Comments

“I want to save more money,” a friend asked. “Any suggestions?” “Stop spending,” was my casual reply. “And by that I mean consciously choosing not to spend on anything but necessities,” I continued. “But won’t life be boring if I just spend on necessities?” he asked. “Not really, in fact, that will force you to […]

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Triple Your Savings in Two Months

Posted November 19, 2012 under Guest Posts, Money Saving Tips | 9 Comments

Less than two months to go and it will be the start of another year. And if you’re the type of person who makes New Year Resolutions, then you should know that now is the best time to start working on them. Do you want to save more money next year as your resolution? Then […]

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