I know a lot of people considered “To save more money this year” as their resolution for 2010.
A month and a half into the year, how has it been? I hope you’re doing fine with your plan.
To inspire and give you some tips, here is Raine, our guest blogger for today, telling you her story [...]

December is usually the month when we spend the most money on shopping.
We buy gifts for family and friends, purchase new clothes for reunions and parties and more often than not, our grocery list is longer than usual during this time of the year.
While you may be lucky to have cash bonuses from work to [...]

Many of us, if not all, wants to make money while sleeping – to earn passive income.
And if you’ve tried finding these kind of opportunities before, then I’m sure you know how hard it is to earn a significant amount “while you sleep.”
However, I’ve discovered that it is not the same for saving money.
I learned [...]

A few days back, my father asked if it was possible to have his laptop battery refilled instead of being replaced.
Meanwhile, I remember a couple of months back, a friend of mine also asked me if it was safe to recell or repack a laptop battery.
From experience, I’d say that it’s actually a good idea.
A [...]

It’s Blog Action Day today.
This is the day when bloggers around the world unite to write about a single topic. For 2009, the theme is Climate Change.
And just like last year’s Blog Action Day on Poverty, I choose to give some simple and practical advice on how we can help solve this global issue.
In the [...]

The “ber” months are here – which means that Christmas is just a few months away.
Aside from keeping an eye for upcoming Christmas bazaars in your area, it’s also important that you start saving for the expected increase in your spending.
While employees can always use their bonuses and 13th month pay to cover for the [...]

Do you buy generic medicines?
I do because they’re cheaper than the branded ones.
But do you know why they’re cheaper?
Is it because they are of less quality or less effective than branded medicines?
I did a small study on this and found some very interesting information. I hope you find it likewise.
I discovered that a generic drug [...]

Saving money is important. We all know that.
But knowing is not the same as doing.
For some people, saving money is like going on a healthy diet. You get inspired and start to do it, but after a few weeks, self-pity creeps in and you begin hating it.
If you usually fail at saving money or you [...]

Students will soon be going back to school here in the Philippines.
And if you’re a parent, then I’m sure one of the things in your mind right now is your budget.
When I was a kid, I would always notice how stressed my parents were during the opening of the school year. They’d go through their [...]

One of the best ways to manage your budget is to use The Envelope System.
This budgeting method is so effective that it has become one of the recommended tools for personal finance.
I’ve already written about this topic before and if you’d like to know my personal 8 step action plan to creating a budget through [...]

A friend of mine was complaining to me the other day how expensive prescription medicines are. He was not happy because the antibiotics he just bought cost him his weekend budget for recreation.
I know exactly how he feels and that prompted me to do some research and think of ways on how one can save [...]

Just recently, I went on a road trip vacation to Ilocos. Me and three other friends drove all the way from Manila to Vigan, Laoag, Pagudpud and back in a span of four days.
Our mission was to see the famous places in Ilocos Sur and Ilocos Norte while experiencing the joy of travelling on the [...]

Many say that Valentine’s Day is just a commercial holiday. Well, as a personal finance blogger, I’d say it actually is.
However, this doesn’t mean that frugal people should not celebrate the season. Personally, I find it nice to go around the city and see people in love, this is why I do go out on [...]

I’d like to share with you today a short but very informative video I found entitled, Saving Money in Plain English.
This video gives emphasis to be being responsible with our money and the importance of having a saving plan. It also explains the role of banks, credit unions and compound interest in helping our money [...]

Aside from losing weight, quitting smoking and getting organized, I believe that saving money is also a very popular New Year’s resolution.
“I will start saving money as my New Year’s resolution.”
“My New Year’s resolution is to save money so I can get rid of my credit card debt.”
“Building an emergency fund will be my New [...]