Posts under Money Saving Tips

10 Easy Ways to Save Money on Christmas Gifts

Posted November 2, 2016 under Money Saving Tips, Personal Finance | 3 Comments

The holiday season is just around the corner. If you want to save money on Christmas gifts, now is the perfect time to start planning your budget. Don’t use all your Christmas bonus and 13th month pay on buying presents. Instead, plan your holiday shopping wisely so you’ll have money left for your savings and […]

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The Ultimate Test to Know if Something is Worth Buying

Posted September 21, 2016 under Money Saving Tips, Personal Finance | No Comments

Buyer’s remorse is that feeling of regret you have after buying something, especially if it’s an expensive item. It can be that sense of fear that you made a wrong choice, that you should have bought another model or another brand. Or guilt over spending on something you don’t really need, that you should have […]

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How to Find Money to Save From Your Expenses

Posted July 6, 2016 under Money Saving Tips | 1 Comment

To save money is important and everyone wants to do it, but wanting is different from actually doing. While some find it easy, most individuals continue to struggle with saving money and don’t know where and how to begin. Sometimes, to avoid the stress of following a budget, people forego the act of saving money. […]

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Wealth Starts With Learning and Doing This One Habit

Posted June 20, 2016 under Mindsetting, Money Saving Tips, Personal Finance | 3 Comments

Let’s admit it, everyone wants to be rich. Unfortunately, only a few would achieve wealth — most would struggle financially their whole life, while some would simply become financially stable and live a modest life. So why does this happen? Why can’t everyone achieve financial freedom and retire rich? Of course, there are many factors […]

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3 Times You Thought You Saved Money But Actually Didn’t

Posted May 13, 2016 under Money Saving Tips, Personal Finance | 6 Comments

“So where are we eating lunch?” a friend asks. “I’m okay anywhere, as long as it’s not too expensive,” another friend replies. “How about at the food court?” I proposed. Everyone agreed and the four of us walked towards the mall’s food court. A few meters later, we passed by an Italian restaurant which was […]

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The Best Financial Advice I’ve Received In My Life

Posted April 5, 2016 under Money Saving Tips, Personal Finance | 5 Comments

In chess, there’s a strategic principle called “forced moves” wherein one player limits his opponent’s next move to only one or two options. For example, by attacking the other player’s king (check), his opponent is forced to remove his king from danger on his next move or else he loses the game — and usually […]

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18 Simple Tips to Avoid Impulse Buying

Posted March 14, 2016 under Money Saving Tips | 3 Comments

Have you ever bought something that you later regret and wished you didn’t buy? This uncomfortable feeling is called buyer’s remorse and we experience this especially when we buy something on impulse. Most people will agree that impulse buying is bad. But why do we sometimes succumb to it? And more importantly, what can we […]

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Discover Your Fulfillment Curve to Avoid Overspending

Posted December 10, 2015 under Money Saving Tips | 9 Comments

“How many times do you travel in a year?” a friend asks. “A lot, due to speaking invitations and conventions. But if you’re asking about vacation travel, then that would be 2-3 times a year,” I replied. “Isn’t that few? You can afford to go on more,” he inquired. “Because that’s the peak of my […]

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What Happens When You’ve Been a Money-Saver for a Long Time

Posted September 4, 2015 under Money Saving Tips, Personal Finance | 12 Comments

It’s hard to change from being a reckless spender to a practical saver. I’ve been there before, and I can honestly say that it is a struggle. It’s not easy to live every day when you’re always torn between enjoying the present, and preparing for the future; to choose between spending your money today, and […]

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How To Analyze Your Expenses, So You Can Lower Your Spending and Save More Money

Posted June 25, 2015 under Money Saving Tips, Personal Finance | 17 Comments

It’s not how much you earn, but how much you save that’s more important when it comes to growing your wealth. And when it comes to saving money, analyzing your expenses is a necessary part of the process. Today, I’ll teach you how I analyze my expenses, so that you can determine possible ways to […]

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How To Stay Motivated at Following Your Monthly Budget: A Lesson in Psychology

Posted April 15, 2015 under Money Saving Tips, Personal Finance | 4 Comments

One of my readers, Kristine sent an email recently to share something that happened to her. Below is a portion of what she wrote: I learned about creating an emergency fund through your blog, which I was able to complete last year. I’m writing to you because if not for that, I would now be […]

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9 Excellent Reasons Why You Should Pay Yourself First

Posted April 13, 2015 under Money Saving Tips | 13 Comments

There are many ways to save money, but none of them is as effective as paying yourself first – or the simple act of immediately taking and keeping a portion of your income as soon as you receive it. The concept of paying yourself first is often explained through the formula, INCOME less SAVINGS equals […]

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