Starting a business can be tough, but I think nothing will ever be more difficult than putting up your very first venture. Without the advantage of experience, your tools are usually just textbook knowledge, observed wisdom and generous advise. So let me help you today by giving you one of those… generous advise. It was [...]

During my first day in college, I wandered around the UP Shopping Center and found a nice bead bracelet which I bought to mark that new chapter in my life. A couple of years later, I did not fancy the bracelet anymore so I stopped wearing it but kept it in my dorm room desk [...]

Find your passion and do what you love. It will bring you happiness and success. Indeed, I believe that is true. But how do you find your passion? How do you know what it is that you truly love? For most people, discovering their true passion in life doesn’t come easy. Our family and friends [...]

Earning extra income is something we all want. And for many, doing freelance work is the way to go. But if you’ve ever experienced self-employment or tried freelancing before, then I’m sure you know that it’s not exactly an easy walk in the park. Do you know the catchphrases “working at your own time” and [...]

If you’re a fan of Bollywood films, then I’m sure you already know where the title comes from. If not, then I highly suggest that you try to get a copy of the Indian movie 3 Idiots – get the one with English subtitles of course, unless you can understand Hindi. Anyway, some of my [...]

One day, a friend asked me what’s the secret to becoming a successful entrepreneur. “Honestly, I don’t know,” was my initial reply. I don’t consider myself an expert on entrepreneurship and I don’t even have a degree on Business. That’s why I didn’t have a concrete answer to his question. However, after some careful thought, [...]

How’s everyone doing? I just got back a couple of days ago from a trip to Tacbloban, Leyte and that’s why this blog has once again been silent for a almost a week. Aside from that, I’ve also been busy putting up another business – which hopefully I would be able to formally launch here [...]

How do people spend money? When I thought about this question, I initially concluded that people would either be “thoughtful” or “careless” about their spending. But world-renowned economist and academic, Milton Friedman, says that there are actually four basic ways that people spend money – and not just two as I’ve initially thought. Below now [...]

Everyone wants to be debt-free. Unfortunately, only a handful of people are able to do it. And even fewer are those who are able to sustain it for the long term. So what’s the secret of these people who have successfully eliminated debt from their lives? I could only guess. Perhaps because I believe that [...]

There are two things that Filipinos will be doing in the next few days. They’ll either go out of town and spend time on the beach to have fun… Or they’ll spend it reflecting upon the lessons of the Lenten Season. Since I did the former last year, I’ve decided to stay in Manila this [...]

Having debts is a normal part of a person’s financial life. You are not alone – millions of people have debts. So there’s really no reason for you to pity yourself for having debts because as I said, it’s normal. However, what is important for you to realize and remember is that, not all debts [...]

Napoleon Hill, author of the best selling book Think And Grow Rich once said: Patience, persistence and perspiration make an unbeatable combination for success. For someone who lived his prime during the early 1900s, it’s truly extraordinary to see how one man’s teachings can still hold a lot of truth today. In fact, read through [...]