How many times have you caught yourself daydreaming at work? You know that you have a lot of things to do but because of lack of motivation, you choose to stop and ponder why you’re stuck inside that cubicle and wishing that you were somewhere else. Don’t you hate these moments when you bump into [...]

I was sick a few weeks ago so I decided to slow down my lifestyle for the rest of the month. I turned down invitations to go out of town for the Holy Week from friends and planned to just enjoy the almost empty city by driving around and hanging out in whatever establishment is [...]

I was walking out the university building, wondering where to go next, when suddenly a deep voice from behind me called out my name. I turned and saw that it was Bill Cosby. I smiled back and waited for him so we could walk together.
“How’s your day so far, Fitz?” the legendary comedian asked.
“I’m doing [...]

There is no real connection between what we want and what we get in life. Look around you and notice how many people want things. If I start a poll here in my blog asking who wants to be wealthy, I’m sure I’d get a pretty unanimous response. Unfortunately, not everyone will become millionaires.
There is, [...]

You’ve been doing a lot of changes to improve your financial health. You’re proud of your accomplishments and your friends could tell that you’re doing well. Then one day, a friend confides that he’s been having money problems and hopes that you could help him by lending him some cash. What do you do? Do [...]

Procrastination simply refers to the habit of putting off doing something for a later time. Filipinos are more familiar to the term mañana habit, which is often translated to Tagalog as “mamaya na” (much later). Aside from the definition, it is also necessary to learn why we often choose to procrastinate. Is it simply because [...]

What is the first thing that you need to have before starting a business?
Is it the money to invest? Or is it a profitable business idea? A great product perhaps?
The short answer is NO.
If it is not the capital nor a sound business plan nor a useful invention, then what is it that you need [...]

A few days after that life-changing conversation with my friend. I realized that If I wanted to leave the corporate world, not only must I learn how to acquire and create income-generating assets; but more importantly, I have to first enable myself to find alternative sources of cashflow so that I could support my living [...]

A man goes home to his wife from the office bearing some good news. His request for a salary increase was approved today by his boss. They decided that a celebration was in order. It’s been a year since they’ve eaten at the posh restaurant in downtown Manila, so they decided to have dinner there. [...]

One of the basic things that every person should know is how to give proper handshakes. It doesn’t matter if you’re in a party or in a business meeting, if you’re greeting a friend or a client - a good and firm handshake is always necessary. Not only does it create a good and favorable [...]

In the late 1960’s, a psychologist named Walter Mischel conducted an experiment on a group of four-year olds. He gave each child a marshmallow and told them that if they don’t eat it and wait for him to return in the room after 20 minutes, he would give them another one as a reward for [...]

Multi-level marketing or simply MLM is one of the most popular ways to generate passive income. It’s unfortunate to see that a lot of those who go into it fail to profit from their investment simply because they were merely disillusioned by the prospect of earning lots of money. At worst, they got scammed into [...]

Many people dream of financial freedom but is often discouraged by the lack of opportunities around them. I frequently hear this sentiment from friends who say to me that it is not easy for them to achieve wealth because we are living in a country of limited possibilities.
I would disagree in my mind because whenever [...]

Through the years, I have changed from an impulsive buyer to a frugal shopper. It took some time and a lot of personal motivation but I was finally able conquer this bad habit. If I was able to do it, I don’t see any reason why you can’t. Whenever I’m faced with an urge to [...]

Wikipedia defines the rat race as an endless, self-defeating or pointless pursuit. This is exactly how I felt when I was still an employee. Inside my office cubicle, I would always surf the internet to find distractions while wishing that I was somewhere else doing the things I like. Most of the time, I would [...]