Posts under Mindsetting

10 Signs That Change Is Coming To Your Financial Life (And Will Get Better Soon)

Posted April 21, 2016 under Inspirational, Mindsetting | 8 Comments
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Think about who you were last year. Where were you? What were you doing? What were your worries? How about five years ago? Is who you are now the same as the person you were back then? Day after day, we seem to live our lives the same way; but pause for a moment to […]

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What Role Does Money Play In Your Life?

Posted April 14, 2016 under Mindsetting, Personal Finance | 2 Comments
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The buyer counted the money in front of us, and then he was off with his purchased second-hand smartphone. My friend, who is now P30,000 richer, puts the money in an envelope and inside his messenger bag. “That was a smooth transaction,” I commented as we walked out the coffee shop. “Yes, it was,” my […]

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Are You a Specialist or a Multipotentialite?

Posted April 9, 2016 under Life Lessons, Mindsetting | 3 Comments
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In my speaking engagements, I normally share the story of how I used to be a civil engineer who decided to become an entrepreneur, and later on a financial planner. And whenever my audience are college students, one of the questions that I am always asked is why did I take up engineering in the […]

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Three Things That You Should Never Waste

Posted February 26, 2016 under Life Lessons, Mindsetting | 9 Comments
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We all know it’s bad to be wasteful of anything because almost everything has a limit. We conserve water because there’s only so much fresh water on our planet. In fact, while the Earth is 70% water, only less than 1% of it is fresh and usable by humans. It’s also for the same reason […]

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When You Feel Stuck or Lost In Your Life

Posted February 3, 2016 under Life Lessons, Mindsetting | 7 Comments
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“Aren’t we supposed to be great by this time?” asks Mace in the Palanca Award-winning screenplay and movie, That Thing Called Tadhana. The film had a lot of hugot lines about love, which resonated in many. But this line was the one that struck me most and my favorite moment in the movie because I […]

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Failure to Launch — Or Why Hard Work Isn’t Enough To Succeed In Life

Posted January 27, 2016 under Mindsetting | 3 Comments
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When I graduated from college, I had this very idealistic view of my future. In fact, during my very first job interview, when asked how I see myself in five years, I actually gave a pretty good description of how I imagined my life would be. However, five years came by after that moment, and […]

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12 Non-Money Related Things To Do That Will Help You Become Rich This Year

Posted January 2, 2016 under Mindsetting | 5 Comments
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What are your new year resolutions? If you’ve been struggling financially, then I’m sure saving more money and spending less are part of your list. Today, I’m offering you twelve things you can do to help you achieve those and hopefully more, because this list is all about making yourself better so you can do […]

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Achieving Your Dream Requires Courage

Posted December 17, 2015 under Life Lessons, Mindsetting | 1 Comment
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A couple of years ago, I had the privilege to climb up the belfry of Taal Basilica in Batangas, and even explore parts of its roof. On the right side of the church’s facade, there’s an open area where you can walk on to see a bird’s eye view of the heritage town. However, there […]

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If You Want To Reach Your Goals, These Are The Things You Need To Do

Posted December 1, 2015 under Mindsetting | 2 Comments
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December is a time when a lot of people are happy and feel most hopeful about life. And beyond the celebrations, shopping, and reunions, it’s also during this month when we look back at everything we’ve done during the year, and note the failures and successes we’ve experienced. However, I’d like to challenge you to […]

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Allow Yourself The Uncomfortable Luxury of Changing Your Mind

Posted November 23, 2015 under Mindsetting | 10 Comments
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Have you ever failed an exam because of a single wrong answer? It’s painful to realize that the difference between you and a passing grade was just one question, which you should have gotten right if only you didn’t doubt yourself and changed the answer. This has happened to me several times – if not […]

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Your Heart or Your Mind: Which One Should You Follow?

Posted November 5, 2015 under Mindsetting, Personal Finance | No Comments
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You’re walking around the mall when you see a good-looking pair of jeans displayed in one of the stores. You go inside to take a closer look and noticed that it is on sale. “Would you like to try it on?” asked the sales staff. You nodded, asked for your size, went to the fitting […]

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Hyperbolic Discounting (or Why Most People Don’t Invest)

Posted October 8, 2015 under Investing, Mindsetting | 7 Comments
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What is hyperbolic discounting, and how is it related to investing? Before I answer that, let me first give you a thought experiment. Below are three scenarios that I want you to consider. Carefully read the question, and try to answer with what you would immediately prefer among the two given choices. Scenario A I’m […]

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