This was the sentiment of a friend to which I could do nothing but smile and give a pat on his back. “I want to be rich so I can help my family.” A sole breadwinner, a determined and focused individual, he has set aside most of his personal dreams just to provide food and [...]

Last weekend, there was a Crocs Mega Sale at the Megatent in Ortigas, Pasig City. The event promised up to 80% off the regular prices of their bestselling footwear. I originally had no intention of going but a friend who was one of the organizers of the event called me up Sunday noon and asked [...]

Someone I know recently accumulated more than P40,000 in debt – around P20,000 in his credit card and the remaining as a personal loan from a friend. His younger brother had a medical emergency and, being the sole breadwinner of the family, he had to shoulder all the expenses. Even though he had an emergency [...]

It often comes unexpectedly. Yesterday, you’re happily working inside your cubicle and the next day, your boss is telling you that you’re being laid off. People lose their job for several reasons. As many as the terms employers use to tell you why they’re letting you go – your job performance is poor, the company [...]

It’s no secret that you can make money from your hobby. Some friends of mine have even turned their hobbies into full-time businesses. Whether you want to earn extra income or just looking for a way to make your hobby self-sustaining, it’s important that you first consider four important things. Points that I’ve seen other [...]

The key to surviving financially is to simply to spend less than what you earn. Some people might say that this is easier said than done. Well actually, it is if you could put your heart and mind into it… seriously – it is easy. If planning a monthly budget seems like a daunting task [...]

Last weekend, I participated in Noel De Luxe, a weekend bazaar at the Megatent in Pasig City. This was my first time to sell in a bazaar this big, where the target market is upper middle and upper class residents in Ortigas. Before this one, my bazaar-selling experiences were limited to school fairs and local [...]

I was waiting in line at the bank the other day when a thought came into my mind. How fast can one peso turn into a million through doubling? Yes, the geek in me came out and I decided to while away the time doing some mental math. And so I counted each step: 1, [...]

Today is Blog Action Day – a time when bloggers around the world unite to talk, share stories, reflect and create awareness about a global issue. This 2008, the theme is Poverty. I’ve known about this special event since early this year and I know that personal finance bloggers out there are truly excited to [...]

A friend asks if he could borrow money from you. He promises to pay by next month. You, being a good friend, loaned him some cash to help ease his financial burdens. That was a month ago and now, your friend is avoiding you. Whenever you get a chance to talk to him regarding his [...]