I would like to invite my readers to attend two great events this coming July 2010. First, as I’ve already written before, is the Money Summit & Wealth Expo 2010, which is a 2-day, whole day, super conference happening on July 2-3, 2010 at the Carlos P. Romulo Auditorium, RCBC Plaza, Makati City. This is [...]

One of the questions I get asked very often is what’s the difference between a mutual fund and a unit investment trust fund or UITF? I understand the confusion of many for both actually look, work and perform the same way. But there are some key differences that an investor like you should know. But [...]

Have you heard of PERA or the Personal Equity Retirement Account? It’s a bill signed by President Gloria Macapagal-Arroyo last August 22, 2008 which aims to help Filipinos, specially OFWs, to save for retirement. This is actually very similar to the Roth IRA and 401(k) which Americans enjoy. Unfortunately, available information about the PERA Bill [...]

A friend of mine said that it would be a good time to invest now because the country has a new president and people are optimistic. I agreed, but also disagreed with him. I said yes, it is a good time to invest now – but the reason is not really because of the new [...]

I was sorting through my letters last week when I noticed a Unit Investment Trust Fund product catalogue from BDO among them. I remember asking a BDO trust and investment officer for their UITF brochure a couple of months ago and I’m glad she was able to furnish me a copy of this through mail. [...]

Everyone would agree that investing is something that financially smart people do. However, not everyone who has the money does it. Why? There are many reasons but the most common are usually: one, they don’t know how to start or two, they’re really afraid to lose their money. If you’re this type of person, then [...]

At what age should you start investing? The answer is as early as possible. Doing so not only maximizes your investment earnings, but more importantly, it brings you closer to the end of the finish line – financial freedom. Furthermore, it’s important to realize that investing is a skill. Hone it and you get better [...]

I’d like to take this opportunity to invite my readers and subscribers in Metro Manila to attend the MoneySense Live seminar, Where To Invest in 2010. This is the third interactive seminar organized by MoneySense Magazine which will happen on February 20, 2010 from 1:30-5:30 PM at the AIM Conference Center, Makati City. This investing [...]

This is Part 2 of the conversation I had with a 12-year-old about the stock market. You can read Part 1 here. “So why would you buy a share of a company that doesn’t give dividends?” I repeated. “Because they can just suddenly decide to do so.” “It’s a bit complicated but there is always [...]

I was reading the newspaper the other day, particularly the stock market section, when the 12-year-old son of a friend asked me what the table of numbers on the page was. I said that it’s the stock market prices of Philippine companies. He obviously got curious because he then asked me to explain what the [...]

Last weekend, I attended a seminar about investing. It was a four hour engagement that gave practical tips and advice on why, where and how to invest for your future. That afternoon, I was also able to meet and talk to a few of my blog readers, which I thought was really nice and interesting. [...]

Welcome to the eight edition of Reader Mail. This is the time where I answer some of the interesting questions I receive from my readers. Today, we have business questions, inquiries about the Philippine Stock Market and some personal finance questions. So let’s go to the emails now. Oh by the way, please note that [...]