I always say that the very first thing you should do if you want to achieve financial freedom is to learn how to save money. Be frugal, pay yourself first, avoid unnecessary expenses – it’s just some of the things you can do to start building your wealth. And after a few months, or even [...]

Welcome to the third and final part of this series. Hopefully by now, you already know how to do cost averaging and likewise understand how cost averaging works from a mathematical point of view. As promised, in this last part – we shall examine actual Philippine stocks and see how your investment would have performed [...]

In the previous post, I showed you How To Do Cost Averaging – which is simply investing equal monetary amounts regularly on a particular stock over a period of time. For Part 2, I shall try to explain how cost averaging actually works. First, you should know that cost averaging is not limited to the [...]

There are two basic ways to invest in the stock market. The first one is active trading which involves “timing the market” and doing fundamental and technical analysis. The second one is passive investing or cost averaging which involves doing steady investments through time. If you want to invest in the stock market but you [...]

Most of the things I know about stock market investing, I learned by reading various resources online. The internet has a lot of them, but I know, from experience, they can be quite hard to understand specially if you’re a beginner. That’s why I’m now writing for you this straightforward, no nonsense explanation of how [...]

I would like to take this opportunity to thank everyone who attended the free stock market seminar last week. I hope all of you learned something new and valuable about the Philippine stock market. And to follow through with our learning, I’ve decided that I will now do a series of posts about investing, particularly [...]

Recently, I was able to join a market research project which aims to know the habits, attitudes and perceptions of middle class Filipinos towards banking. Around thirty individuals from Metro Manila, composed of employees, housewives and businessmen, were invited to participate in a focus group discussion and share their thoughts on the topic. As I [...]

Ask anyone invested in the Philippine stock market today and they’ll probably give you a wide smile. Why? Because for the past few weeks, the PSEi has been very bullish and has in fact set a new record and broke the 4,000 resistance level. While the market seems to be approaching resistance now, some analysts [...]

For today’s Reader Mail, I will answer one of the comments left by a reader in one of my posts about the BDO: Unit Investment Trust Funds. “MANROJ”, told me about his BDO Peso Balanced Fund investment and asked for advice on what he should do. I am certainly not a certified financial analyst nor [...]

For those who are invested or planning to invest in the Philippine Stock Market, here’s something you should know. Effective Monday, 26 July 2010, the Philippine Stock Exchange will be implementing a new trading system with a new set of trading rules. This is part of PSE’s commitment to enhance the trading experience and support [...]

Last weekend was a truly inspiring and educational experience for me as I attended the two-day Money Summit & Wealth Expo 2010. Never mind that I still haven’t fully rested from my Leyte trip, the energy of the speakers and the attendees were enough to fuel me throughout the event. As I browse through my [...]

Welcome to the fifteenth edition of Reader Mail. This is where I post the questions I receive from my readers and share with you the answers and advise I gave to them. For today, we’ll discuss the topics of finding work, investing and family finances. Note that the names of the senders have been made [...]