Everyone would agree that investing is something that financially smart people do.
However, not everyone who has the money does it. Why?
There are many reasons but the most common are usually: one, they don’t know how to start or two, they’re really afraid to lose their money.
If you’re this type of person, then here’s a simple [...]

At what age should you start investing?
The answer is as early as possible.
Doing so not only maximizes your investment earnings, but more importantly, it brings you closer to the end of the finish line – financial freedom.
Furthermore, it’s important to realize that investing is a skill. Hone it and you get better at it with [...]

I’d like to take this opportunity to invite my readers and subscribers in Metro Manila to attend the MoneySense Live seminar, Where To Invest in 2010.
This is the third interactive seminar organized by MoneySense Magazine which will happen on February 20, 2010 from 1:30-5:30 PM at the AIM Conference Center, Makati City.
This investing seminar is [...]

This is Part 2 of the conversation I had with a 12-year-old about the stock market. You can read Part 1 here.
“So why would you buy a share of a company that doesn’t give dividends?” I repeated. “Because they can just suddenly decide to do so.”
“It’s a bit complicated but there is always a possibility [...]

I was reading the newspaper the other day, particularly the stock market section, when the 12-year-old son of a friend asked me what the table of numbers on the page was.
I said that it’s the stock market prices of Philippine companies.
He obviously got curious because he then asked me to explain what the stock market [...]

Last weekend, I attended a seminar about investing.
It was a four hour engagement that gave practical tips and advice on why, where and how to invest for your future.
That afternoon, I was also able to meet and talk to a few of my blog readers, which I thought was really nice and interesting.
In any case, [...]

Welcome to the eight edition of Reader Mail. This is the time where I answer some of the interesting questions I receive from my readers.
Today, we have business questions, inquiries about the Philippine Stock Market and some personal finance questions.
So let’s go to the emails now.
Oh by the way, please note that the names of [...]

Looking for low risk, high yield, fast cycle investments?
Isn’t that just the ideal investment for you? Well, actually – it’s the ideal investment for everyone.
Of course, who wouldn’t want an instrument that gives high income without much risk of losing money. And to top it all off, it’s fast cycle, which means you earn in [...]

When I first started working and making my own money, it never occurred to me to invest my earnings.
At best, I would just put a portion in my savings account and spend the rest however I want.
Looking back, if given the chance to relive those times, I would have chosen to allot another portion of [...]

It’s the end of the month and most, if not all, just received their salaries.
So what do you do with your money now?
Of course, there would be some for your debt payments and some for your living expenses.
But how about a portion for your savings or emergency fund and a few more for investing?
While you [...]

For today’s reader mail, we’ll give advise to someone who has a problem we all wish we had – having money and not knowing what to do with it.
I know a lot of possibilities are now running through your thoughts. So what would you do if you have money? Start or buy a business? Invest [...]

A friend of mine gave me yesterday a brochure from the Bank of the Philippine Islands. It’s a marketing flyer about the different BPI Investment Funds.
He was hoping for me to have a look at it and eventually help him decide which one to invest in.
But I said to him that I’m not in the [...]

How much risk can you take in your investments? How do you determine your investment risk tolerance? What can you do to afford high risk investments?
These are just some of the questions that you might be asking yourself if you’re thinking about investing. I’ve likewise wanted to know the answers to these and that’s why [...]

At present, the Investment Company Association of the Philippines or ICAP has several mutual fund companies as their members.
So if you’re thinking of investing in mutual funds, then I hope this list of mutual fund companies in the Philippines can help you find the best mutual fund for your investing requirements.
In the country, there are [...]

I remember reading a story years ago about a farmer who received a calf from a rich man.
Hopeful that the calf will be able to help him have a better life, the farmer did his best to take care of it. But as the calf grew, so did the farmer’s expenses.
One day, he said to [...]