Posts under Investing

Where To Invest in 2016

Posted January 11, 2016 under Investing | 7 Comments
where-to-invest-2016

The Philippine stock market has fallen almost 6% last week, and has already lost around 10% of its price since last year. Many say that we’re now in the bear market, which is making a lot of new investors fearful, confused, and anxious about what would happen next. In fact, numerous people have been asking […]

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How To Build a Million-Peso Retirement Account

Posted January 9, 2016 under Investing | 3 Comments
million-pesos

If you want to retire rich, then you need to invest – and the earlier you start, the better. As most financial planners would say, your “time in the market” is more important than “timing the market”; and that’s why the best time to start investing is NOW. Fortunately, you don’t need to have a […]

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How To Retire Young and Retire Rich

Posted January 6, 2016 under Investing, Personal Finance | 7 Comments
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To retire young and rich is everyone’s dream. While some are satisfied with just imagining this possibility, there are those who are fiercely determined to make this a reality. If you’re the latter, then this article is for you. As with any goal, the initial step is to objectively define what you want to achieve. […]

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The Things I Learned Since I Started Investing

Posted December 12, 2015 under Guest Posts, Investing | 3 Comments
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One of my greatest joys is seeing someone’s life change for the better. And I feel honored to have known and be friends with Philip, who will share some investing lessons today. I am a witness to his journey from being an ordinary employee, to becoming a financial literacy advocate who’s been helping Filipino families […]

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Taking The First Steps Towards Real Estate Investing

Posted November 26, 2015 under Investing | 4 Comments
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Real estate remains as one of the most desired type of investments among Filipinos, much like buying and living in their own home is a personal goal for almost all of us. There is no lack of opportunities out there when it comes to real estate as long as our population continues to grow – […]

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What Happens To Your Investments When You Die?

Posted November 1, 2015 under Investing, Personal Finance | 12 Comments
investment-death

What would happen to your stock market shares and other investments when you die? It’s a common question that people ask me and below is my usual answer. First, investments are considered your assets – it is among the list of things that you own – and because it is as such, they become “frozen” […]

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Hyperbolic Discounting (or Why Most People Don’t Invest)

Posted October 8, 2015 under Investing, Mindsetting | 7 Comments
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What is hyperbolic discounting, and how is it related to investing? Before I answer that, let me first give you a thought experiment. Below are three scenarios that I want you to consider. Carefully read the question, and try to answer with what you would immediately prefer among the two given choices. Scenario A I’m […]

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Understanding The Stock Market: An Online Seminar for Beginners

Posted September 7, 2015 under Investing, News and Events | 41 Comments
With host, Edric Mendoza, in ANC On The Money

The Philippine stock market has been going down since April 2015, and a lot of Filipino investors are fearful about losing their hard-earned money. However, a few of the stock market investors I know are on the other side of the fence, and are actually glad that stock prices are falling. Why are most people […]

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10 Vital Financial Concepts That Every Adult Should Know

Posted August 24, 2015 under Investing, Personal Finance | 11 Comments
bull-market

Money is an essential part of every functioning adult’s life, and learning how to manage it starts in understanding some of its vital concepts. Here are ten financial terms that you should know if you’re hoping to achieve financial independence someday. These are not necessarily your textbook definitions, but more of a practical guide in […]

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The Beauty of Residual Income

Posted August 5, 2015 under Business, Investing, Personal Finance | 7 Comments
residual-income

There are two types of income, active and passive. In simple terms, active income is when you work for the money, while passive income is when money works for you. These are the most popular terms used in financial books and articles. And of course, it’s always emphasized that you should build passive income if […]

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The Time Value of Money: The Math Behind Interest Rates

Posted May 29, 2015 under General Information, Investing | 6 Comments
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We’ve all heard the phrase “Time is money.” But what do these two things actually have to do with one another? German Nande explains the math behind interest rates, revealing the equation that will allow you to calculate the future value of your money. Applying the formula to investments Most investments have historical performance data, […]

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Decoding The Different Types of Mutual Funds and UITFs

Posted May 26, 2015 under Investing | 4 Comments
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Mutual Funds and Unit Investment Trust Funds are excellent investments primarily because your money gets to be professionally handled by experienced investors. Moreover, it gives you automatic diversification in your portfolio, which helps you manage the risk of losing money. There are a few other advantages that comes with investing in pooled funds, but these […]

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