Posts under Investing

Taking The First Steps Towards Real Estate Investing

Posted November 26, 2015 under Investing | 3 Comments

Real estate remains as one of the most desired type of investments among Filipinos, much like buying and living in their own home is a personal goal for almost all of us. There is no lack of opportunities out there when it comes to real estate as long as our population continues to grow – […]

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What Happens To Your Investments When You Die?

Posted November 1, 2015 under Investing, Personal Finance | 11 Comments

What would happen to your stock market shares and other investments when you die? It’s a common question that people ask me and below is my usual answer. First, investments are considered your assets – it is among the list of things that you own – and because it is as such, they become “frozen” […]

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Hyperbolic Discounting (or Why Most People Don’t Invest)

Posted October 8, 2015 under Investing, Mindsetting | 7 Comments

What is hyperbolic discounting, and how is it related to investing? Before I answer that, let me first give you a thought experiment. Below are three scenarios that I want you to consider. Carefully read the question, and try to answer with what you would immediately prefer among the two given choices. Scenario A I’m […]

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Understanding The Stock Market: An Online Seminar for Beginners

Posted September 7, 2015 under Investing, News and Events | 41 Comments
With host, Edric Mendoza, in ANC On The Money

The Philippine stock market has been going down since April 2015, and a lot of Filipino investors are fearful about losing their hard-earned money. However, a few of the stock market investors I know are on the other side of the fence, and are actually glad that stock prices are falling. Why are most people […]

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10 Vital Financial Concepts That Every Adult Should Know

Posted August 24, 2015 under Investing, Personal Finance | 11 Comments

Money is an essential part of every functioning adult’s life, and learning how to manage it starts in understanding some of its vital concepts. Here are ten financial terms that you should know if you’re hoping to achieve financial independence someday. These are not necessarily your textbook definitions, but more of a practical guide in […]

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The Beauty of Residual Income

Posted August 5, 2015 under Business, Investing, Personal Finance | 7 Comments

There are two types of income, active and passive. In simple terms, active income is when you work for the money, while passive income is when money works for you. These are the most popular terms used in financial books and articles. And of course, it’s always emphasized that you should build passive income if […]

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The Time Value of Money: The Math Behind Interest Rates

Posted May 29, 2015 under General Information, Investing | 6 Comments

We’ve all heard the phrase “Time is money.” But what do these two things actually have to do with one another? German Nande explains the math behind interest rates, revealing the equation that will allow you to calculate the future value of your money. Applying the formula to investments Most investments have historical performance data, […]

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Decoding The Different Types of Mutual Funds and UITFs

Posted May 26, 2015 under Investing | 4 Comments

Mutual Funds and Unit Investment Trust Funds are excellent investments primarily because your money gets to be professionally handled by experienced investors. Moreover, it gives you automatic diversification in your portfolio, which helps you manage the risk of losing money. There are a few other advantages that comes with investing in pooled funds, but these […]

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Why Investing in the Stock Market Should Be Like Falling in Love

Posted May 20, 2015 under Investing | 10 Comments

Investing in the stock market should be like falling in love. And here are five reasons why. You should be willing to take the risk. There is a real chance to lose money in the stock market, and that should be okay. Because like surviving a heartbreak – it will only make you stronger. So […]

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Four More Silly Reasons Why People Don’t Invest

Posted February 9, 2015 under Investing | 2 Comments

A lot of people don’t invest even though they say it’s important. They come up with many excuses, and I gave you four of them last week. Below are four more silly reasons that I hear, and why they shouldn’t be. I’m afraid to lose money. Remember inflation? By not investing, you are actually losing […]


Four Silly Reasons Why People Don’t Invest

Posted February 2, 2015 under Investing | 6 Comments

Cognitive dissonance is a term in psychology where an individual experiences discomfort because they hold contradictory beliefs, ideas or values at the same time. It’s the guilt you feel when you eat junk food after you promised to yourself that you’ll start making healthy food choices. Or when you take personal calls at work even […]


Philippine Stocks That You Should Buy For Long-Term Investment

Posted January 28, 2015 under Investing | 33 Comments

The stock market is one of the best places to invest your money for the long-term. When I say long-term, that means you should be willing to let your money “sleep” and grow for at least 5 years or more – the longer, the better. Also, if you cannot commit to study and time the […]

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