We’re halfway through the first month of 2012. So how’s your budget coming? Have you paid yourself after receiving your first salary for the year? Were you able to track your expenses from the past two weeks? I hope your resolve to make your finances better this year is going nice and smooth for you. [...]

Almost all of my friends have resolved to save more money this 2012. Indeed, financial resolutions is among the most popular that people make during the New Year. However, the desire to simply “save more money” is often not enough. That is because many people fail to translate that general resolution into concrete actions – [...]

It’s going to be the holidays soon and for most Philippine households, it’s time once again to put up those decors and Christmas lights to brighten our homes. Unfortunately, with the longer nights and all those lights, our household electric bills could go up more than usual. Save for the fact that we might be [...]

Putting up a home-based business has become faster and easier through the years – all thanks to the internet and many other technologies that have made it possible. Indeed, in today’s information age, skills development knowledge can be researched online, social media sites are now being utilized as a marketing tool and business transactions can [...]

Many people struggle with getting out of debt, specially credit card debts. One reason for this is because I believe, there is very little emphasis on the importance of proper personal finance in our educational system. While we are all advised that saving money is good, we are however not really taught in school how [...]

I have a friend who works as a medical sales rep and I think he has a relatively easy job simply because the product he carries has no direct competitor in the current market. In short, he doesn’t need to do much sales talk, and he usually just needs to reach out and present medical [...]

I have friends who are really debt-averse. Sadly, I can’t blame them for being that for most have personally experienced, or have seen someone close to them, struggle through the difficulties of being in deep financial debt – the worries, headaches, sleepless nights and much more. But on the other hand, I’m fortunate to know [...]

Success is simply a product of excellence. And to be excellent, it’s best that you follow your passion. But following your passion does not automatically create excellence. You need perseverance, determination and focus. You need to practice and hone your craft until it becomes almost second nature to you. And that’s what Kiley, our guest [...]

Being deep in loans and credit card debt is hard enough – but add to that the negativity and harassment of debt collectors, and you’ve got yourself a major headache. Fortunately, we have today guest blogger, Christopher, who shares below three common lies that debt collectors tell. His examples may show cases for the US, [...]

I always believe that there is a world of abundance out there. This means that while there are the popular and the usual ways to make money; there are also unique and uncommon ways to earn some extra income. This is something you’ll discover if you consciously allow yourself to be open to opportunities. Today, [...]

One of the best ways to make extra money these days is to sell stuff online. Furthermore, aside from selling your own products, people are now taking advantage of reselling other people’s products. A friend of mine, for example, sells homemade soaps and beauty products online, through Multiply. Her business is doing great despite the [...]

There are two things that Filipinos will be doing in the next few days. They’ll either go out of town and spend time on the beach to have fun… Or they’ll spend it reflecting upon the lessons of the Lenten Season. Since I did the former last year, I’ve decided to stay in Manila this [...]