Have you ever been to a party where you don’t know most of the people? How about attended a seminar, a convention or a meet-up where everyone is most likely a stranger to each other? When these times happen to you, what do you do? Do you scan the crowd hoping for a familiar face [...]

For those who are invested or planning to invest in the Philippine Stock Market, here’s something you should know. Effective Monday, 26 July 2010, the Philippine Stock Exchange will be implementing a new trading system with a new set of trading rules. This is part of PSE’s commitment to enhance the trading experience and support [...]

There are many types of business structures to choose from when you’re starting an enterprise. And each one has its own merits and weaknesses. I’ve already written about the different types of business structures before but that post didn’t quite touch the tax advantages and disadvantages of each structure. Thus, I would like to share [...]

I was going through some of my old business documents when I stumbled upon the incorporation papers of a failed company I put up around four years ago. It was nostalgic to remember the fun, the hard work and even the headaches I experienced in making this start-up work. But I guess it was not [...]

One of the questions I get asked very often is what’s the difference between a mutual fund and a unit investment trust fund or UITF? I understand the confusion of many for both actually look, work and perform the same way. But there are some key differences that an investor like you should know. But [...]

Have you heard of PERA or the Personal Equity Retirement Account? It’s a bill signed by President Gloria Macapagal-Arroyo last August 22, 2008 which aims to help Filipinos, specially OFWs, to save for retirement. This is actually very similar to the Roth IRA and 401(k) which Americans enjoy. Unfortunately, available information about the PERA Bill [...]

The use of colors has always been an effective marketing strategy. A strategy which the front-runners of the Philippine Presidential race has effectively been doing for the past few months. Now, just wearing a particular shirt color can make people assume your candidate of choice. So strong is this affinity that I actually know people [...]

I’ve been attending a lot of personal finance seminars lately and each time, I learn a little something about the personal finance habit of Filipinos. In summary, it’s really alarming how poorly we manage our money and how much of the population don’t see the importance of nurturing good financial habits. Below are some of [...]

Last May 11, this blog was featured in Manila Bulletin’s Blog-O-Rama. Blog-O-Rama is a regular section in the newspaper which features bloggers in the Philippines. So if you’re interested in learning more about blogging, then I suggest you read this column often. Anyway, for those who missed the article, here’s some of the questions that [...]

If you’re interested in putting up a business inside a mall, the first thing that the mall administration will ask you to submit is the Letter of Intent (LOI). A Letter of Intent is not a document we often see that’s why a good number of people don’t know what to write inside it. Some [...]

There are a lot of Philippine trade shows and expositions for the month of May 2009. This month features the Business Technology & Graphics Expo, Dream Wedding Fair, International Tourism & Trade Expo 2009, Philippine Building & Construction Exposition (PHILBEX), Cebu Auto Show and the Cebu Food & Beverages Exhibition (CEFBEX). Kindly note that this [...]

At present, the Investment Company Association of the Philippines or ICAP has several mutual fund companies as their members. So if you’re thinking of investing in mutual funds, then I hope this list of mutual fund companies in the Philippines can help you find the best mutual fund for your investing requirements. In the country, [...]