I receive a lot of email everyday… most of them are from you, my readers, who would ask me questions about business, investments and personal finance. Every time I receive these letters, I feel privileged and honored that you consider my thoughts and opinion valuable. And I could not thank you enough for this trust. [...]

Let’s talk about death today, not just because it’s appropriate for the season – but more importantly because – you never really know when it will come. And knowing how to write a will today is better than any other day that still remains in your life. Personally, one of the saddest things I’ve ever [...]

The other day, a friend bought groceries only to find out that a couple of canned goods were already expired – worse, his brother also bought groceries so they ended up with a few duplicate items. Fortunately, my friend knows his consumer rights and brought the items back to the supermarket – he had the [...]

Bidding fee auction sites or more popularly known as penny auction sites have existed in other countries for a number of years now. In the Philippines, a handful of them started a few years ago but all of them eventually closed down. But with social media marketing and the growing number of Pinoys who are [...]

I visited the Lyceum-Northwestern University in Dagupan City, Pangasinan last weekend, because I was invited by their College of Information and Computing Studies to present a talk. I was hesitant at first to accept the speaking engagement because the topic they wanted me to discuss was about search engines and admittedly, I am not a [...]

I have been quite busy recently so please let me just share with you today an article submitted to me a few days back. This post comes from an American student currently enrolled in the University of the Philippines’ Open University program. In it, he shares some information regarding UPOU and how such programs are [...]

A friend called me the other day, asking me how to verify his Paypal account. I was surprised because I’ve already helped him verify his Paypal account more than a year ago and it’s something you really need to do only once. So I asked him why he needs to verify it again. He says [...]

Do you know someone, perhaps a friend, who borrowed money from you and after all this time, has not bothered to pay you back? Do you have a business, perhaps a sari-sari store, where one of your neighbors have accumulated credit so high they’re now avoiding you or making silly excuses already because they don’t [...]

Last weekend, I had the chance to talk to the Philippine Blogging community on how to get blog traffic without SEO. After giving my presentation, I was greeted with a lot of congratulations from the audience. That was a really good feeling for me – to know that I was able to successfully get my [...]

Group buying, social buying, collective online buying, crowd buying – they all mean one thing. It’s getting deals and discounts through the power of bulk buying. This is not your typical mall sale promotion, but really BIG online discounts with deals going up as high as 90% off the original price. Seriously, if you’re planning [...]

Most of the things I know about stock market investing, I learned by reading various resources online. The internet has a lot of them, but I know, from experience, they can be quite hard to understand specially if you’re a beginner. That’s why I’m now writing for you this straightforward, no nonsense explanation of how [...]

Have you ever been to a party where you don’t know most of the people? How about attended a seminar, a convention or a meet-up where everyone is most likely a stranger to each other? When these times happen to you, what do you do? Do you scan the crowd hoping for a familiar face [...]