Comments on: Things To Know Before You Open A Checking Account

By: Personal Finance Blog Articles this Week | Personal Investment Management and Financial Planning Blog Directory

Fri, 13 Nov 2009 21:11:39 +0000

[...] Villafuerte presents Things To Know Before You Open A Checking Account posted at Ready To Be Rich, saying, “Are you opening a checking account? Then read this short [...]

By: brenda lee

brenda lee — Sun, 05 Jul 2009 02:18:47 +0000

thanks for putting this articles. this can help me to know what is the advantage and what is good upon opening my account.. thanks again.. god bless

By: Fitz

Fitz — Mon, 06 Apr 2009 23:38:29 +0000

@Donald
Yes, a checking account and a current account is just the same. I was able to open a checking account in Metrobank eventhough I had no savings account there. But this was years ago. I think banks are now more strict because the incidents of bounced checks are going up.

@Sonn
From observation, all checking accounts are just the same. So it would be best to just open it where your savings account is. But in any case, I would recommend a bank that has online banking so it would be easier to monitor your account and balance your checkbooks.

By: SoNn

SoNn — Sat, 04 Apr 2009 16:56:03 +0000

Great writeup Kuya Fitz. Based on your experience, which bank do you recommend to have a checking account?

By: Donald Serrano

Donald Serrano — Wed, 01 Apr 2009 04:26:48 +0000

ang checking account ba at current account ng BDO ay pareho lang??? gusto ko sanang mag-open ng current account last month pero di ako pinayagan ng manager. dapat raw savings account muna then after 3months pa pwede ang current account. ask ko lang kung ano ang mga bangko na pwede mag-open ng current account kahit walang savings account?

By: Call Center Gal

Call Center Gal — Tue, 24 Mar 2009 11:04:04 +0000

I only opened a checking account kasi kailangan para ma-issue dun sa binibili kong bahay. Other than that, wala ng ibang reason. But now I really appreciate the fact that I have this account. Kahit na hindi interest bearing, this adds to my ‘financial mgmt experience’ (in short pagba-budget .

By: Jehzeel Laurente

Jehzeel Laurente — Sun, 22 Mar 2009 16:28:26 +0000

sa questions above, eto lang mga natanong ko:

# What’s the maintaining balance?
# Does it earn interest? Is there a minimum balance for it to earn interest?

Hehehe. .sa BPI yung may interest ay 25k, tapos may checking account din sila na lower than 25k pero walang interest

Woooot.. itatanong ko pa yung ibang mga tanong. Yay!

By: Jehzeel Laurente

Jehzeel Laurente — Sun, 22 Mar 2009 16:25:34 +0000

saktong sakto tong article na to para sa akin ah tamang tama mag o open ako ng checking account ngayong katapusan