I was sorting through my letters last week when I noticed a Unit Investment Trust Fund product catalogue from BDO among them.
I remember asking a BDO trust and investment officer for their UITF brochure a couple of months ago and I’m glad she was able to furnish me a copy of this through mail.
“We find ways” – that’s the BDO slogan. But how many exact ways do they have when it comes to investment and trust funds. Here are the various products that they offer.
I’ve grouped them into three types: conservative, moderate and aggressive. If you’re thinking of investing with BDO UITFs, it helps to already know exactly what they offer and have an idea which one you’d like.
This will greatly save you time in the bank because the investment officer can skip explaining the general details of their UITF products and can immediately start discussing more in-depth information about the products you’re interested in.
Suitable for risk-averse investors who are looking for safe and liquid investments with yields relatively higher than those of savings and time deposit accounts. In order to minimize risks and maximize earning potential, participants are recommended to stay invested in the fund for at least six (6) months.
BDO Peso Money Market Fund and BDO Dollar Money Market Fund
These Funds aim for capital preservation, income generation and liquidity from low-risk investments with a portfolio weighted average life of not more than one (1) year. They provides the highest liquidity and safety for your money.
Suitable for risk-tolerant investors who are looking for higher yields and are willing to take the attendant risks due to the medium term nature of the fund’s investments. In order to minimize risks and maximize earning potential, participants are recommended to stay invested in the fund for at least three (3) years.
BDO Peso Bond Fund and BDO Dollar Bond Fund
These Funds aim for capital appreciation over the medium term by investing its assets in higher yielding bonds and other similar fixed income securities with a portfolio weighted average life of more than one (1) year.
BDO GS Fund
The Fund aims for capital preservation and income generation from investments in a diversified portfolio consisting basically of prudently selected government securities that can provide higher yields.
BDO Peso Fixed Income Fund
The Fund aims to provide a high level of income with preservation of principal and maintenance of liquidity by investing in a combination of short-term and long-term fixed-income securities.
EPCIB US Dollar Fund
The Fund aims to achieve long-term growth by diversifying into prudently selected foreign currency-denominated sovereign and corporate bonds with a portfolio weighted average life of more than one (1) year.
Suitable for risk-taking investors who are aware of the opportunity for high yields that stock market investments may provide but are also knowledgeable of the possibility of capital losses that such investments may entail. In order to minimize risks and maximize earning potential, participants are recommended to stay invested in the fund for more than three (3) years.
BDO Peso Balanced Fund
The Fund aims to achieve capital appreciation over the medium-term by investing primarily in equities and to some extent in fixed-income securities, the allocation of which shall be determined by the Trustee depending on market conditions.
BDO Equity Fund
The Fund aims to provide a professionally managed portfolio seeking primarily capital growth over the medium to long-term by investing in a selection of exchange-listed equities.
That’s it. I hope I was able to give you some helpful information about the BDO Investment and Trust products. If you’re interested in any of the investment funds above, then please visit any Banco De Oro branch near you.
Lastly, I would like to clarify that I am not connected to BDO and this post is not sponsored by them. This article is part of In Focus wherein I try give specific information about products, people and businesses that my readers might find interesting and useful.
Also, just in case you’re with BPI, here’s a list of the BPI Investment Funds.
Furthermore, if you’re new to investing then I hope you take time to read my series of posts on how to start investing for beginners.
If you’d like to receive more Philippine investment information, please subscribe to Ready To Be Rich.
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