Many people struggle with getting out of debt, specially credit card debts. One reason for this is because I believe, there is very little emphasis on the importance of proper personal finance in our educational system. While we are all advised that saving money is good, we are however not really taught in school how [...]

A friend of mine is thinking of investing in mutual funds and interestingly, he found my list of Philippine mutual fund companies which I wrote a couple of years back. He emailed me recently to ask if I could feature the different mutual funds that Sun Life Financial Philippines offers as he is leaning towards [...]

Earning extra income is something we all want. And for many, doing freelance work is the way to go. But if you’ve ever experienced self-employment or tried freelancing before, then I’m sure you know that it’s not exactly an easy walk in the park. Do you know the catchphrases “working at your own time” and [...]

I visited the Lyceum-Northwestern University in Dagupan City, Pangasinan last weekend, because I was invited by their College of Information and Computing Studies to present a talk. I was hesitant at first to accept the speaking engagement because the topic they wanted me to discuss was about search engines and admittedly, I am not a [...]

I have been quite busy recently so please let me just share with you today an article submitted to me a few days back. This post comes from an American student currently enrolled in the University of the Philippines’ Open University program. In it, he shares some information regarding UPOU and how such programs are [...]

A friend called me the other day, asking me how to verify his Paypal account. I was surprised because I’ve already helped him verify his Paypal account more than a year ago and it’s something you really need to do only once. So I asked him why he needs to verify it again. He says [...]

I’ve been assessing my investments recently and saw that some low-risk investments which I placed several years ago have already grown significantly over the past few years. Consequently, I thought that perhaps, it’s time to rebalance my portfolio and diversify more. Incidentally, I’ve been studying the performance of BDO’s Unit Investment Trust Funds for several [...]

In my opinion, the best type of business is that which exemplifies social entrepreneurship. That’s why I have high respect for people who actively come up with businesses that seek social value first before profits. And just recently, I’ve learned that Illac Diaz and his MyShelter Foundation has launched a sustainable lighting project called Isang [...]

Japan Airlines or JAL is the flag carrier of Japan, much like how Philippine Airlines (PAL) is to our country. And despite being one of the top ten biggest airline companies in the world, JAL is certainly not exempt from the bad economy. In fact, back in January 2010, they filed for bankruptcy protection from [...]