I’ve been traveling around the country a lot since 2009. And because of this, my Lakbayan score has improved from a shameful “F” to a mediocre “D” and now, a proud “B” just a few days ago. If you’ve been following this blog since last year, then you would have remembered some of the travel [...]

Early this month, I was invited to attend a Bloggers Plant Tour of Gardenia Philippines in LIIP Mamplasan, Biñan, Laguna. Remembering how I’ve always enjoyed “field trips” back in elementary, I did not hesitate to confirm my attendance to the event. I’m glad I did because I was not disappointed. I felt like a kid [...]

I was putting some coins in my piggy bank last night when I realized it’s already full (again). Yay! So I immediately took it to my work desk and counted them, all the while wondering how much I was able to save this time. What I have is a Picky Piggy Bank – a place [...]

“I have extra money, where should I invest it?” asked a friend of mine. “Wherever you want, as long as you know how that investment works,” I answered. “But I don’t know anything about investing, that’s why I’m asking you,” he replied back. “Then I guess you should invest in yourself. Buy books, attend seminars, [...]

Last Friday, I attended the Steps To Financial Peace seminar. Overall, I had a great day full of learning, inspiration and motivation. And today, I’m sharing with you the most important lessons I learned from the seminar. But first, let me ask – what does financial peace mean? Is it simply having lots of money? [...]

In business, setting the right prices for your products and services is essential to its growth. Unfortunately, many entrepreneurs, specially those running small to medium scale enterprises, commit the mistake of charging prices solely based on competitors. They fail, or simply choose not to, consider the actual costs of production, operation expenses and a good [...]

Do you know someone, perhaps a friend, who borrowed money from you and after all this time, has not bothered to pay you back? Do you have a business, perhaps a sari-sari store, where one of your neighbors have accumulated credit so high they’re now avoiding you or making silly excuses already because they don’t [...]

I’m sharing with you today three short films that will hopefully inspire you… … inspire you not only to travel, see the world, and never stop learning – but also to dream and be brave enough to act on those dreams. Simply called, MOVE, EAT and LEARN – these short films were made by three [...]

I usually receive around three text messages every week from numbers I don’t know – all offering personal loans from different commercial banks. Sometimes, their offers are very tempting… terms such as “no collateral”, “instant approval” and many others would really make you consider applying. I myself have wondered at times how I could leverage [...]

Saving money all starts from knowing what you want and what you need. Your “wants” may just be non-essential things that you can do without – so NOT buying them would be the best way to save money. However, when it comes to your “needs” – buying the cheapest available is not always the best [...]

I have a friend who works as a medical sales rep and I think he has a relatively easy job simply because the product he carries has no direct competitor in the current market. In short, he doesn’t need to do much sales talk, and he usually just needs to reach out and present medical [...]

I have friends who are really debt-averse. Sadly, I can’t blame them for being that for most have personally experienced, or have seen someone close to them, struggle through the difficulties of being in deep financial debt – the worries, headaches, sleepless nights and much more. But on the other hand, I’m fortunate to know [...]