The word “optimism” comes from the Latin word “optimus” which means the “best”. However, we all know that our best expectations don’t always happen. Sometimes, things can go from bad to worse and everything in our life may seem to be going all wrong. Has this happened to you? It has to me, a few [...]

Have you heard of PERA or the Personal Equity Retirement Account? It’s a bill signed by President Gloria Macapagal-Arroyo last August 22, 2008 which aims to help Filipinos, specially OFWs, to save for retirement. This is actually very similar to the Roth IRA and 401(k) which Americans enjoy. Unfortunately, available information about the PERA Bill [...]

I don’t have a background in Human Resources and going into business, I never thought it was something necessary for me to learn. But I was wrong, for if we truly want to be business owners and not just self-employed individuals, then we must learn how to properly manage and motivate our employees to excel [...]

From the same company that brought you the seminar on the Disciplines of Breakthrough Entrepreneurs comes another informative and must-go-to event – The Money Summit & Wealth Expo 2010. This expo promises to be the BIGGEST wealth building and income opportunities conference in the Philippines. A 2-day, whole day, super conference happening on July 2-3, [...]

A friend of mine said that it would be a good time to invest now because the country has a new president and people are optimistic. I agreed, but also disagreed with him. I said yes, it is a good time to invest now – but the reason is not really because of the new [...]

In a few days, the country will officially have a new president. I’m sure many of us have spent a good amount of time in the past weeks learning about our candidates. Moreover, we have likewise chosen to endure the long lines last May 10 just to exercise our right to suffrage. And as the [...]

Weekends have not been the same for me and some of my friends for the past months. Our usual Saturday night outs have been adjourning earlier than usual because we’ve been actively participating in Sunday fun runs and marathons that has become quite common in the metro. I’m not an avid runner and oftentimes I’d [...]

How do you pay off your debts, specially on your credit cards? Do you spread your payments across them? Do you pay whichever calls or contacts you first or those who are persistent with their payment demands? In the past, when I was still struggling with my finances, I discovered a debt reduction strategy which [...]