Do you do New Year’s resolutions? Did you know that the most popular New Year’s resolutions are to lose weight and to save more money? Well, I’m no expert at weight loss but I can surely give some advise on the second one. And to help me with that is the National Endowment for Financial [...]

I’m just waiting for our Noche Buena to start right now and thought that I would take a few minutes to greet my subscribers, readers and visitors a very Merry Christmas. Let the Christmas season be an opportunity to give and share our love to others, specially to our family, friends and loved ones – [...]

December is usually the month when we spend the most money on shopping. We buy gifts for family and friends, purchase new clothes for reunions and parties and more often than not, our grocery list is longer than usual during this time of the year. While you may be lucky to have cash bonuses from [...]

This is Part 2 of the conversation I had with a 12-year-old about the stock market. You can read Part 1 here. “So why would you buy a share of a company that doesn’t give dividends?” I repeated. “Because they can just suddenly decide to do so.” “It’s a bit complicated but there is always [...]

I was reading the newspaper the other day, particularly the stock market section, when the 12-year-old son of a friend asked me what the table of numbers on the page was. I said that it’s the stock market prices of Philippine companies. He obviously got curious because he then asked me to explain what the [...]

If you’re planning to start a new business, I believe that the first step is to ask yourself – “Am I ready to be an entrepreneur?” This is something I’ve already emphasized in my post, A Step By Step Guide To Starting A Business. But for today, we take that concept one level higher as [...]

It’s been awhile since I’ve posted some of the reader mail I received so I thought I’d do that today. So here’s a few select letters I’ve received through my email and my thoughts on them. Thanks to all those who sent their inquiries and I hope I was able to help. As always, please [...]

Great things start with small beginnings. If you’re in the Philippines, chances are – you didn’t read that first sentence. Instead, you sang it to the tune of the local Milo commercial theme. I know because I did – several times. Originally taken from an American proverb, that line has always served as a reminder [...]

The deadline for filing of the Certificates of Candidacy for the 2010 Philippine Elections has passed. And now the country officially enters another nationwide campaign and election period. For most entrepreneurs and freelancers, this time is a great opportunity to earn money. No, this does not involve selling your vote to the highest bidder. But [...]