One of the best ways to manage your budget is to use The Envelope System. This budgeting method is so effective that it has become one of the recommended tools for personal finance. I’ve already written about this topic before and if you’d like to know my personal 8 step action plan to creating a [...]

Everyone loves free offers. And most people will not hesitate accepting something that’s being given away for free, right? That’s why giving free offers is something that businesses can leverage on to generate revenue. But the question now is, how exactly can a business earn more income by giving away free stuff? How do you [...]

What’s the main difference between the rich and the poor? You might say that the rich have lots of money while poor people don’t. Although that’s usually the case, I believe it’s not the main reason why some people are rich while some people are poor. Do you want to know what I think? Well, [...]

When I was still working in an office, I would often daydream of just working at home. I would imagine myself sitting on the couch with a laptop in front of me. My favorite music playing in the background and I’d be working while wearing only my pambahay (home clothes). Fast forward to the present [...]

Accounting is a part of any business and as a business owner, you should be able to know at least its basic terms and concepts. When I started my first business, I had no accounting background and believed that I really didn’t need to know anything about it. I thought to myself, is it really [...]

I would like to share today a talk by Matthew Childs. In this very short video, he shares 9 lessons that one can learn about life from rock climbing. Taken from TED University 2009, this veteran rock climber teaches us how the basic principles of rock climbing can also be applied to our life on [...]

How much risk can you take in your investments? How do you determine your investment risk tolerance? What can you do to afford high risk investments? These are just some of the questions that you might be asking yourself if you’re thinking about investing. I’ve likewise wanted to know the answers to these and that’s [...]

The 5th Philippine Blogging Summit or iBlog5 will happen on May 9, 2009 at the Malcolm Theater, UP College of Law, UP Diliman, from 8:00 am to 5:00 pm. Everyone, specially bloggers, are invited to attend this free event and learn more about the basic concepts of blogging and its different forms and perspectives. Furthermore, [...]

Leveraging on credit is a practice that entrepreneurs and business owners are familiar with. We borrow money to fund our business ventures and conversely, we give payment terms to our customers to get more sales and foster a better relationship with them. But in light of the recent global recession, effective credit and debt collection [...]

A friend of mine was complaining to me the other day how expensive prescription medicines are. He was not happy because the antibiotics he just bought cost him his weekend budget for recreation. I know exactly how he feels and that prompted me to do some research and think of ways on how one can [...]