Last February 22nd, I attended the Mensa Day at Fully Booked, Bonifacio High Street in Fort Bonifacio, Taguig. The whole day affair was organized by Mensa Philippines and primarily aims to provide an avenue for non-members to get to know and join their organization. But aside from the testing schedules, games and social activities, Mensa [...]

Many people dream of quitting their job and having their own business. Some of them even believe that when they finally have a successful business, then financial security and happiness will follow. Yes, this is possible, but personally I believe that it doesn’t happen all the time. Such is the case of one of my [...]

Should you set aside money for your savings if you have debts you need to pay? My straightforward answer is YES. But wouldn’t it be wise to pay all your debts first (specially credit card debts) and then work on your savings afterward? By doing this, you’ll pay less on interests and you’ll get to [...]

Online banking is one of the most convenient ways to manage your finances. I pay most of my bills online and transfer funds across my personal savings, current and business accounts through my bank’s internet portal. It’s saves me time and helps me keep track of my finances. Online banking in the Philippines is not [...]

It’s Valentine’s day. Last year, I shared with you the story of The Most Beautiful Heart. This year, I thought I’d give you an inspirational post once again. I was going through my music files a few days ago when I stumbled upon this song which I haven’t heard for a long time. It’s Search [...]

Are you a multitasker? Do you try to do a lot of different things at the same time? There are many arguments against multitasking when it comes to productivity. Some say that multitasking is actually counterproductive because you usually end up with nothing accomplished. Moreover, the quality of your results tend to be less than [...]

One of the things that make a business successful is when it is able to leverage on its core competency. When competition is high and the market is saturated, building on the core competency of the business is usually the best strategy to outprofit your rivals. But what exactly is core competency? Why is it [...]

Many say that Valentine’s Day is just a commercial holiday. Well, as a personal finance blogger, I’d say it actually is. However, this doesn’t mean that frugal people should not celebrate the season. Personally, I find it nice to go around the city and see people in love, this is why I do go out [...]

Someone I know recently accumulated more than P40,000 in debt – around P20,000 in his credit card and the remaining as a personal loan from a friend. His younger brother had a medical emergency and, being the sole breadwinner of the family, he had to shoulder all the expenses. Even though he had an emergency [...]

It often comes unexpectedly. Yesterday, you’re happily working inside your cubicle and the next day, your boss is telling you that you’re being laid off. People lose their job for several reasons. As many as the terms employers use to tell you why they’re letting you go – your job performance is poor, the company [...]