Archive for February, 2009

My GoNegosyo Experience At Mensa Day

Last February 22nd, I attended the Mensa Day at Fully Booked, Bonifacio High Street in Fort Bonifacio, Taguig.
The whole day affair was organized by Mensa Philippines and primarily aims to provide an avenue for non-members to get to know and join their organization.
But aside from the testing schedules, games and social activities, Mensa Philippines also [...]

Reader Mail #5: What Do You Do If Your Business Is Not Making You The Money You Want?

Many people dream of quitting their job and having their own business.
Some of them even believe that when they finally have a successful business, then financial security and happiness will follow.
Yes, this is possible, but personally I believe that it doesn’t happen all the time.
Such is the case of one of my readers who asked [...]

Should You Save Money If You Have Debts?

Should you set aside money for your savings if you have debts you need to pay? My straightforward answer is YES.
But wouldn’t it be wise to pay all your debts first (specially credit card debts) and then work on your savings afterward?
By doing this, you’ll pay less on interests and you’ll get to eliminate your [...]

Philippine Banks That Offer Online Banking

Online banking is one of the most convenient ways to manage your finances.
I pay most of my bills online and transfer funds across my personal savings, current and business accounts through my bank’s internet portal. It’s saves me time and helps me keep track of my finances.
Online banking in the Philippines is not yet as [...]

Search For The Hero Inside Yourself

It’s Valentine’s day.
Last year, I shared with you the story of The Most Beautiful Heart. This year, I thought I’d give you an inspirational post once again.
I was going through my music files a few days ago when I stumbled upon this song which I haven’t heard for a long time. It’s Search For The [...]

Efficient Multitasking For Better Productivity

Are you a multitasker? Do you try to do a lot of different things at the same time?
There are many arguments against multitasking when it comes to productivity. Some say that multitasking is actually counterproductive because you usually end up with nothing accomplished. Moreover, the quality of your results tend to be less than desired.
However, [...]

Build On The Core Competency Of Your Business

One of the things that make a business successful is when it is able to leverage on its core competency.
When competition is high and the market is saturated, building on the core competency of the business is usually the best strategy to outprofit your rivals.
But what exactly is core competency? Why is it important? How [...]

Cheap But Fun and Romantic Date Ideas For Valentines

Many say that Valentine’s Day is just a commercial holiday. Well, as a personal finance blogger, I’d say it actually is.
However, this doesn’t mean that frugal people should not celebrate the season. Personally, I find it nice to go around the city and see people in love, this is why I do go out on [...]

On Debt and Friendship

Someone I know recently accumulated more than P40,000 in debt – around P20,000 in his credit card and the remaining as a personal loan from a friend.
His younger brother had a medical emergency and, being the sole breadwinner of the family, he had to shoulder all the expenses.
Even though he had an emergency fund, it [...]

Getting Fired: Things To Do When You Lose Your Job

It often comes unexpectedly. Yesterday, you’re happily working inside your cubicle and the next day, your boss is telling you that you’re being laid off.
People lose their job for several reasons. As many as the terms employers use to tell you why they’re letting you go – your job performance is poor, the company is [...]

February 2009 Expositions, Trade Shows and Livelihood Seminars

Most of the expositions and trade shows I feature here happen in Manila. But this time, I’m glad to share with you a few events happening in Cebu and Davao this February 2009.
Please be reminded that I am not connected with the organizers and sponsors of these events. Therefore, if you have any inquiries and [...]