A few years back, I’ve always wondered why I was never able to grow any money in my savings account. It wasn’t until I started to account for my expenses that I realized how much I am actually spending on a daily basis. As we go about our lives, we often only remember the expensive [...]

Paying yourself first is the simplest way to save money. I’ve learned about this concept a long time ago but never really did it until a couple of years back. It’s actually very simple but quite often difficult to apply. If you like reading books on personal finance, I’m sure you’ve encountered this advise and [...]