A lot of my friends are on mobile prepaid plans and their primary reason is because it allows them to properly budget their cellphone expenses. While I think that’s a generally good idea, I can’t help but notice how some of them don’t really get to save much. Why? Well because first, when they run [...]

What’s your dream job? I know someone who dreams of becoming a National Geographic photographer, and another one who wants to be a chef in his own restaurant. Then, there are some who dreams of becoming a famous actor, and those who seek fame as a world-renowned singer. So again, what’s your dream job… and [...]

“What’s your super wish for 2012?” asks a friend during one of our usual coffee hangouts. “SUPERWISH?” I replied back. “Yeah, the things you want to have or accomplish this year,” he clarified. That conversation went on for almost an hour – first starting with his use of the term “super wish”, which I found [...]

We’re halfway through the first month of 2012. So how’s your budget coming? Have you paid yourself after receiving your first salary for the year? Were you able to track your expenses from the past two weeks? I hope your resolve to make your finances better this year is going nice and smooth for you. [...]

What are your goals for this year? What are the things you want to achieve in your career? in your finances? in your personal relationships? I surveyed my friends and most of them want to save more money, lose some weight and start a small business. A few did good by writing down their goals [...]

I receive a lot of email everyday… most of them are from you, my readers, who would ask me questions about business, investments and personal finance. Every time I receive these letters, I feel privileged and honored that you consider my thoughts and opinion valuable. And I could not thank you enough for this trust. [...]

Almost all of my friends have resolved to save more money this 2012. Indeed, financial resolutions is among the most popular that people make during the New Year. However, the desire to simply “save more money” is often not enough. That is because many people fail to translate that general resolution into concrete actions – [...]

A reader recently asked me what are the best stocks in the Philippines which he can buy for long term investment, specifically those which he can use for cost averaging. If you’re not familiar with stock market investing, then I suggest you read this blog’s primer first: How To Invest In The Stock Market Also, [...]

The first week of 2012 has officially begun. Some have already started working on their new year’s resolutions and making changes in their daily routine… while many others, just started working and went back to their usual daily tasks. Whichever type of person you are, it always help to have a plan on how to [...]

A few hours more and it will be the new year. It’s really been a very challenging 2011 for me and for almost everyone I know. Most of my friends have even said that they can’t wait for 2012 to finally begin – hopeful that it will be better than the year that’s passed. And [...]

As another year ends this week, let me count down for you the top ten posts of 2011 here in Ready To Be Rich. These are the blog posts which made the biggest impact to the readers and visitors of this site for the year that’s passed. These are not just those with the most [...]

Hello everyone and Merry Christmas! I hope this holiday season has given you a lot of blessings… and has also allowed you to share with others your blessings as well. Be thankful. Be merry. Be generous. Stay positive. Stay focused. Stay inspired. It’s the last week of the year! Watch out for a couple more [...]