Decoding The Different Types of Mutual Funds and UITFs

Posted in Investing | 1 Comment

Mutual Funds and Unit Investment Trust Funds are excellent investments primarily because your money gets to be professionally handled by experienced investors. Moreover, it gives you automatic diversification in your portfolio, which helps you manage the risk of losing money. There are a few other advantages that comes with investing in pooled funds, but these […]

Why Investing in the Stock Market Should Be Like Falling in Love

Posted in Investing | 7 Comments

Investing in the stock market should be like falling in love. And here are five reasons why. You should be willing to take the risk. There is a real chance to lose money in the stock market, and that should be okay. Because like surviving a heartbreak – it will only make you stronger. So […]

12 Signs That You’re Doing Good Financially Even If You Don’t Feel You Are

Posted in Mindsetting, Personal Finance | 10 Comments

Financial freedom is a long journey, and sometimes it can feel as though you’re not making any progress at all towards achieving this goal. It’s normal to feel uncertain about your future, and be doubtful of your financial progress. That’s why it helps to remind yourself once in a while, of how much you’ve actually […]

How To Retire Rich Through Proper Financial Planning: Join The Online Seminar

Posted in Announcements, News and Events | 6 Comments

Are you preparing for your retirement? How sure are you that you will reach your retirement goals in time? How much do you exactly need for your retirement? These are just some of the questions that I will answer in an upcoming online seminar, entitled Retire Rich: Financial Planning for Retirement Webinar. Webinar Details: Date: […]

My Infamous Blue Book: The Road to Financial Freedom

Posted in Guest Posts | 8 Comments

It’s not easy to maintain a blog, let alone one about personal finance because it’s a topic that was not taught to us in school. As such, I rely most of the time on the lessons I learned from experience and observation, which makes me occasionally question myself if I’m sharing anything valuable to my […]

How To Find What You’re Meant To Do in Life

Posted in Life Lessons, Mindsetting | 16 Comments

Last week, I was invited to give a talk about money management to College of Arts and Letters students in UP Diliman. My initial plan was to speak about financial strategies for teenagers, but later on decided to instead, share stories from my life. I told them that I was a licensed civil engineer, who […]

The Time You Have (In JellyBeans)

Posted in Inspirational, Life Lessons | 1 Comment

Have you ever really thought about the time you will spend on Earth? Have you ever wondered how that time can quickly pass us by? How fleeting our life’s moments are, and how much of it we waste on things that don’t really matter in the long run. This video below can give you a […]

The Consequences of Not Having a Business Permit in the Philippines

Posted in Business, Guest Posts | 3 Comments

Are you planning to operate without a business permit? It is always tempting to do so, especially given the long process of registering a business in the Philippines. However, I wouldn’t advise it unless you want to risk facing unfavorable consequences, which will be explained to us today by guest writer, Danella. Let’s read what […]

If You Want To Be Successful, You Have To Choose Happiness

Posted in Mindsetting, Productivity | 7 Comments

Did you know that there is a link between success and happiness? Of course, it is common sense to believe that successful people often lead happy lives. However, there is evidence that show the reverse is also true – that people who are happy, are more likely to succeed in life. In 2005, a team […]

5 Ways To Kill Your Dreams

Posted in Inspirational | 1 Comment

All of us want to invent that game-changing product, launch that successful company, write that best-selling book. And yet so few of us actually do it. TED Fellow and Brazilian entrepreneur Bel Pesce breaks down five easy-to-believe myths that ensure your dream projects will never come to fruition.

7 Ironic Things That Poor People Do

Posted in Mindsetting | 4 Comments

“I wish I could travel as much as you do,” a friend told me one day. “You can, if you plan for it well,” I replied. “It’s easy to plan, but my budget is tight,” he shares. “Traveling doesn’t have to be expensive. Besides, you can always find ways to earn extra income to fund […]

BTID vs VUL and How I See Financial Planning With Respect to Life Insurance

Posted in Personal Finance | 8 Comments

Buy Term, Invest the Difference (BTID) versus getting a Variable Unit-Linked (VUL) life insurance is always a divisive topic, even among us Registered Financial Planners. There have been many attempts to compare them based on actual figures and both sides can always come up with results that favor their stand. However, I believe that protection […]