More than a year ago, I shared an “interview” video from TED Talks 2007 featuring William Kamkwamba, a 19-year old boy from Malawi who at the age of 14, built an electricity-producing windmill for his family.
I found his story very inspiring and reinforced in me the belief that we all have the power to create [...]

One question that people often ask me is how do they know if buying a franchise business would be better for them instead of starting one on their own.
Some fear that they don’t have enough skills to start a business alone; while some don’t really want to spend time developing a business plan and just [...]

What will happen if you don’t pay your credit card debts? Will you go to jail because of it?
These and a lot of other questions about credit cards have been answered below, courtesy of a credit card officer which I had the opportunity to interview.
Due to the sensitivity of the topic, the credit card officer, [...]

For today’s Reader Mail, we’ll talk about how to do a simple computation of the business ROI and how to manage and grow a retail business.
Specifically featured are two emails I received from a couple of enterprising individuals. The first one is set to start a gasoline station business while the second one wants to [...]

I’ve been receiving a lot of inquiries with regards to the schedule of bazaars this 2010 and so I thought I’d make this post to help everyone out there.
Valentine’s Day is just around the corner and so is the summer season. And for enterprising individuals, this can be a good time to learn about the [...]

I started really traveling to different destinations and attend festivals in the country last year.
And in my travels, I realized that there are a lot of good business opportunities with regards to tourism in these areas.
Personally, I believe that the tourism industry is a good market to tap for business because your customers are people [...]

I would like to share with you today this very interesting awareness test.
I remember this video doing its rounds on the internet a year ago and it was only now that I realized the very important lesson that this test teaches.
This video is actually a public service announcement from the Transport of London.
So anyhow, I [...]

As a child, most of us believed that our parents are perfect.
But as we grow older and become more independent, we often realize that our parents are just like any one who would sometimes make bad choices and commit mistakes.
Such is the realization of a friend who confided with me one night about the enormous [...]

A television commercial by McDonald’s entitled Tweens has just been released in the country.
The ad has created various reactions from its audience, specially parents, regarding the ad’s story line.
Some say that it’s sweet and endearing while some say it’s awkward and disrespectful.
Have you seen that McDonald’s TVC? If not, then here it is below. This [...]

In my observation, more and more people are buying professional DSLR cameras nowadays.
I have several friends who did; and almost all of them would say that their reason for buying is because they’re a “frustrated photographer”.
But more than that, some are actually thinking that maybe perhaps they can also make some money out of their [...]

Why do I want to achieve financial freedom?
It’s not because I want to live a super swank life with all the “bling” I can afford.
But as I’ve said in my life story – it’s because I simply wanted more TIME for myself and to do the things I love.
And this is a passion that I [...]

The holidays are over and it’s time to face the new year ahead.
Thinking back – if I would take just one lesson I learned last year to guide me this year, I’d choose the power of believing.
Believing that I can do whatever I put my mind into, that my dreams are always just within my [...]

Do you do New Year’s resolutions?
Did you know that the most popular New Year’s resolutions are to lose weight and to save more money?
Well, I’m no expert at weight loss but I can surely give some advise on the second one.
And to help me with that is the National Endowment for Financial Education (NEFE). Below [...]

I’m just waiting for our Noche Buena to start right now and thought that I would take a few minutes to greet my subscribers, readers and visitors a very Merry Christmas.
Let the Christmas season be an opportunity to give and share our love to others, specially to our family, friends and loved ones – for [...]

December is usually the month when we spend the most money on shopping.
We buy gifts for family and friends, purchase new clothes for reunions and parties and more often than not, our grocery list is longer than usual during this time of the year.
While you may be lucky to have cash bonuses from work to [...]